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Let me just say that I am new to (posting to) the forum. I'm a 20 year old college student. I've been reading this forum since January and have learned so much. I had a false neg item removed from one of my reports because of the information I've taken in here. Today I PC'd my 2 credit cards. One from BoA and the other with Citi, which I've been looking to do for awhile.
Thanks for all the help!
Welcome to the forums! Congrats to you for finding this board at such a young age; I wish I had this type of resource at 20.
Please keep posting your questions and experiences here.
Thanks to you both...I knew it would make sense, but I just couldn't figure it out.