OFFICIAL "what NFCU approved me for" thread

[Anonymous]

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NFCU/m-p/1507354/highlight/false#M198644

And the NFCU love just keeps on coming!

[Karunch]

6/2011 I got approved for a $14,000 CashRewards Visa card.  At the one year mark I just got a CLI making the CL $16,100. 

11/2011 I got approved for a $5,000 NavChek.

3/2102 I was approved for a $1,000 Platinum MC. 

When I got approved for the CashRewards card my TU & EQ scores were both somewhere between 670-680.  Sadly a year later they're still stuck around the same, as I've opened a few new other accounts in the past year.  I have a CH7 BK that was discharged 8/2008, but no lates or any other baddies since then.

[rbizzle]

They gave me:

Cash Rewards Visa 10k

Platinum Mastercard 17.5k

NavCheck 15k

& i just received an approval for a $40,000 car loan at the 1.79% but didn't take it bc Toyota Financial gave me 0% instead =)

Gotta love NFCU!!

[applebottom]

Cash Reward 2 years ago Cl 16,000 CLI 2 months ago cl 19,200 (668)   They pulled Equifax

Reward MC 5,000 last year (EQ 698)    Score today  720

[Woolfman]

Cash rewards visa 20k

Navchek 10k

carloan 34k @ 4%

680 - 700 area on the credit score.

[webhopper]

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@Woolfman wrote:

Cash rewards visa 20k

Navchek 10k

@Anonymous 34k @ 4%

680 - 700 area on the credit score.

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Your car loan lines up with mine, was your car new or used?

I got my car loan, 19k  4.09% for 36 months. It was a refinance

[Anonymous]

Platinum visa 1000 cl

6 mos history

8 inquiries

1 collection from 2006

75% util (didnt know anything about util at the time lol)

pulled eq (fico score 640)

I also at the time possesed nrewards secured for 6 mos and they told me they based majority of decision off my pif payment history.  ill try for a cli come nov when i hit 6 mos with the visa plat.

[Woolfman]

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@webhopper wrote:

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@Woolfman wrote:

Cash rewards visa 20k

Navchek 10k

@Anonymous 34k @ 4%

680 - 700 area on the credit score.

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Your car loan lines up with mine, was your car new or used?

I got my car loan, 19k  4.09% for 36 months. It was a refinance

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It was a refinance.. But i had only had it 2 months (bought it new) at the time i refinanced

[Anonymous]

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Approved-for-NFCU-cash-rewards/m-p/1520340#M2...

Another success, high 500s and over 10 baddies. I love NFCU!

[KatieKatie]

Cash Rewards Visa - $8,000

NavCheck - $5000

Pulled Equifax - FICO 656

30 day delinquency on installment loan 04/10; $59 Med Collection 7/08; Chapt 7 - 6/05