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Orchard Bank EO Question

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daveg38
Established Contributor

Orchard Bank EO Question

I am really trying to both whack this annual fee and move off $300.00 - but I just need a quick 2-part question answered if anyone could help:

 

1) Is the Orchard EO email the same as ol' Dickey Fairbank?

2) What specifically would be a tactical (yet effective) approach to asking for a CLI - shoot way high, accept low?

 

Anything to work with is appreciated

 

~Dave

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 1 of 7
6 REPLIES 6
LS2982
Mega Contributor

Re: Orchard Bank EO Question


@daveg38 wrote:

I am really trying to both whack this annual fee and move off $300.00 - but I just need a quick 2-part question answered if anyone could help:

 

1) Is the Orchard EO email the same as ol' Dickey Fairbank?

2) What specifically would be a tactical (yet effective) approach to asking for a CLI - shoot way high, accept low?

 

Anything to work with is appreciated

 

~Dave


AFAIK members have been going though Cap1 EO for OB cards so I assume that email should be OK for it.




EQ FICO 548 3/3/16
Message 2 of 7
Anonymous
Not applicable

Re: Orchard Bank EO Question


@daveg38 wrote:

I am really trying to both whack this annual fee and move off $300.00 - but I just need a quick 2-part question answered if anyone could help:

 

1) Is the Orchard EO email the same as ol' Dickey Fairbank?

 


Yes... worked for me 2 weeks ago

Message 3 of 7
daveg38
Established Contributor

Re: Orchard Bank EO Question

I presume it's a HP/SP coin toss (from what I am reading)?

 

Thanks for the intel.

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 4 of 7
Anonymous
Not applicable

Re: Orchard Bank EO Question


@daveg38 wrote:

I presume it's a HP/SP coin toss (from what I am reading)?

 

Thanks for the intel.


Mine was a SP, was expecting HP from what I've read though

Message 5 of 7
negg
Frequent Contributor

Re: Orchard Bank EO Question

Mine is a $300 and I wouldn't waste the possibility of a HP on that card.

My Orchard bank card was great 2 years ago, it still serves a purpose, like Netflix and Hulu monthy charges. Outside of that it hasn't seem daylight in a year.
CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $9800......Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 117K in credit and 812 fico and ZERO INQUIRIES......ZERO. 2018 goal. 825 fico.
Message 6 of 7
Anonymous
Not applicable

Re: Orchard Bank EO Question

My DH got his APR reduced, and AF waived but they gave him the ol 'at this time we are not offering CLI's '. It was quick- 1 email
Message 7 of 7
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