Orchard lucky #

[Drefrombk]

I just called the lucky number and picked up a $100 CLI...It's not much but ill take it. I also got approved for Target and JC Penny, it's been a good week :-)

[Anonymous]

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Drefrombk wrote:
I just called the lucky number and picked up a $100 CLI...It's not much but ill take it.

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Spouse just got the same.

[Anonymous]

I just called that # and I was denied.  I asked for a CLI and she told me they had to have the credit department pull my credit report and then denied me.  I also asked her if it was  a hard or soft pull and she said she didn't know.  However, she mentioned I am coming up on my year mark and that they review all the time.  I was really hoping I could get a cli.

[Roxlie]

I got $100.  Said they may pull a credit report so I think it may have been a hard pull.  I asked but he didn't know. 100 bucks for a hard..I don't think that was worth it.

[Anonymous]

I just called back again and asked them whether it is a hard or soft pull and she said I can definately guarantee they did not do a hard pull.  She also told me that my card is in great standing and I have done a wonderful job and couldn't tell me why I was denied a cli.

[Anonymous]

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phughes wrote:
I just called back again and asked them whether it is a hard or soft pull and she said I can definately guarantee they did not do a hard pull.  She also told me that my card is in great standing and I have done a wonderful job and couldn't tell me why I was denied a cli.

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What is your util like? Overall and on that card?

[Roxlie]

Just for reference for phughes..my util on the orchard card before the increase was 66% with an overall total of 27%

[Anonymous]

My overall util is high at 90%.  On the card itself is 20%.  I am working on paying everything down.  I hope to have it taken care of within the next couple of months

[Woolfman]

Im starting to think 100 is thier magic number. Thats what they gave me too 

[matrixx]

I just got a denial using this number.  Also had them speaking Spanish when they answered by call.....she said it was the spanish-speaking line.