Orchard lucky #

[My2cents]

Sorry.  I forgot to mention that this is the Spanish line, but I thought it didn't matter because a cli is something

that we all understand. The next time you all get a cli just before you hang up tell them, "My2 said, good looking out".

Get that money.  your boy My2cents

[Anonymous]

I don't know how everyone did it, but I called the # given, the did a "soft" pull, which I was reluctant to begin with and still got denied for a line increase.  I have had the card for over 3 years now, never, ever late and still got denied...as soon as I get the card paid off (end of month) I am closing it out....I have an annual fee and high interest rate and my credit scores are not bad at all.  How frustrating! 

[Anonymous]

Thx My2cents!! for the #!!, in 6 more mnths I'll tell them "My 2 said good looking out" LOL

Just checked my inbox, and 1st Premier sent YET another email saying "congrats on your 2nd card ". This is like the 10th offer for their stupid 2nd card.Hell, I don't won't the 1st one I have with them!!Who in their right mind would pay double the fees (NEVER that) Maybe 1st Premier read my previous post stating "Looks like I'll be CANCELLING 1st Premier sooner than I thought!"...And I owe it ALL to My2cents,good looking out boy!!

Message Edited by brownfox79 on 03-16-2009 08:50 PM

[jdsays]

I tried calling that number numerous times but I get the automated message listing the business hours and to call back....but everytime Ive called its been during business hours!!  Anyone know anything about this??

[jdsays]

Well I finally got through and she pressed a button and denied my CLI.....oh well. 

[Anonymous]

I just called this number also for my Household Bank account and didn't go through with the CLI request because the CSR didn't confirm if the pull would be hard or soft.  She told me she says there is no way to verify what type of pull this will come out as so I don't want to take the chance.

[Anonymous]

I just tried the number on two of my accounts with Orchard. The person I spoke with quickly reviewed my account information. I was approved on both cards for a $100 increase. This is the first CLI I have ever had on each of these cards considering I have had them for a year. I still only have them because I building by credit.

[jdsays]

Seems like most people had good luck with the backdoor #.  My account is still new, so Im going to wait til the 6 month mark and try again...

[Anonymous]

I called this number and then realized my card is now 3 yrs old.  But it is secured.  I asked if they would ever unsecure it, the rep said they review every year, if I'm eligible, I'll receive something in the mail.  It's been 3 years.  I'm gonna cancel, as soon as I close on my house this summer.  Doesn't make sense.  I app'd for the regular orchard and got $500 limit.  They suck!

[Anonymous]

I called a second time this afternoon and told the CSR that I was considering closing my card again because I haven't had a CLI in almost 2 years and was told that they may need to take a look at a current report to make a decision and I refused.  I asked the rep was there anyway that they could do a soft pull because I didn't want a hard inquiry to show up on my report and he said he would need some info from me to determine if it would require a hard inquiry.  I said ok but told him to stop short of these questions if it would require a hard pull and he said he would.  The only question he asked me about was my income and he raised my credit line by $100 with no fee.  It's not much but its a start for me and he said to try again in 6 months and maybe they'll increase it again.