I was approved for an Overstock Card on 8/10 - $250/Limit. Not complaining about the limit, but I want to take advantage of possible increases in limit. I have no intention of racking up debt. I started my rebuild in May 2019. Question is should I try for CLI to help my utilization? I don’t want to rack up hard pulls. Advice please.




CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574
CLOSED : Capital One Quicksilver One | OpenSky |
BUSINESS CARDS: Amazon Business Prime AMEX