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I believe that my report is clean but I am waiting for it in the mail. Just curious if this is even important or not when applying as a new member to the credit union.
I have no idea about whether PenFed uses ChexSystems. But I requested my ChexSystems report and it said it would be in the mail within 2 weeks but I never got anything. That was a month or two ago. I assume no news is good news? Also, I was accepted into PenFed but since I don't have my ChexSystems report, that doesn't mean anything.