PNC CC Question...

[Creditaddict]

Who do they pull?

What CR?

Can I get in CA?

[Datx]

If you attempt to apply for their CC online, CA is not listed as an available option to select as the State. Also, you get a checkbox on the online app that with this question 'I have past due credit obligations, a limited credit history or have filed for bankruptcy'. If you click on it, they recommend their secured card. Sooo...with you being in CA and also a BK, don't think you can apply or be approved with them.

[Anonymous]

I've had their card since 2007. It used to be a Plat. Rewards (with little rewarda, actually). When they phased that one out, they switched me to their PNC Points (evern worse rewards).

I don't remember what they pulled when I got the card. However, for my CLI in 2010 they pulled TU.The card is sitting at $8k now. I use it for the occasional small purchase to keep it active. It's APR is horrible (some 18%) and so are its rewards.

Very conservative lender, though. What do you want with this card? These days, I'd only apply for this one if I were desperate. This card can definitely grow with you but every CLI will be a hard pull, it seems. Not very helpful phone reps, either.

[LS2982]

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@Anonymous wrote:

I've had their card since 2007. It used to be a Plat. Rewards (with little rewarda, actually). When they phased that one out, they switched me to their PNC Points (evern worse rewards).

I don't remember what they pulled when I got the card. However, for my CLI in 2010 they pulled TU.The card is sitting at $8k now. I use it for the occasional small purchase to keep it active. It's APR is horrible (some 18%) and so are its rewards.

Very conservative lender, though. What do you want with this card? These days, I'd only apply for this one if I were desperate. This card can definitely grow with you but every CLI will be a hard pull, it seems. Not very helpful phone reps, either.

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+1