i'm not in the 700 club yet but i'm just 3pts away with experian and that feels wonderful especially from where i started last year with all of my credit scores being in the mid and high five hundreds. equifax is always my lowest. so CONGRATS to the 700 club members.
Starting Score:05/02/2010- TU-589-EQ-549
I think if Kay's delete that darn collection tthat I have paid them in full, my score would go up a lot. So far no luck with the GW.
But hopefully I can reach 670 or above by the end of this year on all my scores.
I just got mine from PSECU my experian score is 700 on the nose
The one credit card didn't report yet with payment made this month my util is at 12% after this payment it will be at around 5% I was thinking about applying for there 20/20 combo, but now I am scared again, think I will wait till next month and hope score will go up a few points for getting under 9% util.
My EX went down one point to 651 but I did have two inq's and two new accts.
785 - down 32 points thanks to apps and CLIs....first new accts in a year. Will be back to normal in about 6 months. 
634. Sweeeet!
