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Pay Pal closed!

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Anonymous
Not applicable

Re: Pay Pal closed!


@woodyman100 wrote:

Smiley Very Happy


@Anonymous wrote:

Congrats!! I think if you cant fit them all in one wallet then they need to go!! Smiley Very Happy


My form fitting to the butt cheek size wallet or my wife's huge potato sack size purse wallet?


I was going to mention that I've seen some women's wallets with enough slots to house a total credit line equal to the gross national product of some small countries.

Message 11 of 16
pizza1
Community Leader
Super Contributor

Re: Pay Pal closed!

I wish I could just cut a bunch of cards, but I don't have that luxury right now in rebuilding. I also don't have very many options for major CC right now due to my BK7 either, so Im stuck with a lot of store cards too until I feel comfortable that the majors I do have won't AA me in the next few years. In 3-4 yrs...If I still have my majors with the limits I currently have, Ill cut like 10 store cardsSmiley Wink
Message 12 of 16
Anonymous
Not applicable

Re: Pay Pal closed!


@pizza1 wrote:
I wish I could just cut a bunch of cards, but I don't have that luxury right now in rebuilding. I also don't have very many options for major CC right now due to my BK7 either, so Im stuck with a lot of store cards too until I feel comfortable that the majors I do have won't AA me in the next few years. In 3-4 yrs...If I still have my majors with the limits I currently have, Ill cut like 10 store cardsSmiley Wink

I don't really understand this way of thought. The use of these cards as it is, is already limited. What purpose do they actually serve now besides utilization and a few coupons every so often?

Message 13 of 16
pizza1
Community Leader
Super Contributor

Re: Pay Pal closed!

Nixon...I know its hard for a lot of you to understand my way of thinking here regarding store cards. But I don't have the luxury or the credit profile to apply to Amex, Chase, Citi, BOFA, etc...I burned them all! Im trying to rebuild a thick credit report again. My EQ is 167 pages to print out currently, LMAO!!! anyway..its hard to explain, and you won't understand or agree with my thinking anyways, so no point in going into it. Plus, don't want to take away from OP's postSmiley Wink
Message 14 of 16
Anonymous
Not applicable

Re: Pay Pal closed!


@pizza1 wrote:
Nixon...I know its hard for a lot of you to understand my way of thinking here regarding store cards. But I don't have the luxury or the credit profile to apply to Amex, Chase, Citi, BOFA, etc...I burned them all! Im trying to rebuild a thick credit report again. My EQ is 167 pages to print out currently, LMAO!!! anyway..its hard to explain, and you won't understand or agree with my thinking anyways, so no point in going into it. Plus, don't want to take away from OP's postSmiley Wink

If your current creditors were going to take action against you, they wouldn't do it as long as you behave. AA is a response to an out of the norm spending pattern and rising debt with little payment towards it. I'm not sure if your fear is really justified BK, or no BK. But it's your fear to have. Smiley Tongue

 

Back on topic now though.

Message 15 of 16
woodyman100
Valued Contributor

Re: Pay Pal closed!


@pizza1 wrote:
I wish I could just cut a bunch of cards, but I don't have that luxury right now in rebuilding. I also don't have very many options for major CC right now due to my BK7 either, so Im stuck with a lot of store cards too until I feel comfortable that the majors I do have won't AA me in the next few years. In 3-4 yrs...If I still have my majors with the limits I currently have, Ill cut like 10 store cardsSmiley Wink

You're probably not as far away as you think. You'll be there soon 

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Message 16 of 16
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