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@woodyman100 wrote:
@Anonymous wrote:Congrats!! I think if you cant fit them all in one wallet then they need to go!!
My form fitting to the butt cheek size wallet or my wife's huge potato sack size purse wallet?
I was going to mention that I've seen some women's wallets with enough slots to house a total credit line equal to the gross national product of some small countries.
@pizza1 wrote:
I wish I could just cut a bunch of cards, but I don't have that luxury right now in rebuilding. I also don't have very many options for major CC right now due to my BK7 either, so Im stuck with a lot of store cards too until I feel comfortable that the majors I do have won't AA me in the next few years. In 3-4 yrs...If I still have my majors with the limits I currently have, Ill cut like 10 store cards
I don't really understand this way of thought. The use of these cards as it is, is already limited. What purpose do they actually serve now besides utilization and a few coupons every so often?
@pizza1 wrote:
Nixon...I know its hard for a lot of you to understand my way of thinking here regarding store cards. But I don't have the luxury or the credit profile to apply to Amex, Chase, Citi, BOFA, etc...I burned them all! Im trying to rebuild a thick credit report again. My EQ is 167 pages to print out currently, LMAO!!! anyway..its hard to explain, and you won't understand or agree with my thinking anyways, so no point in going into it. Plus, don't want to take away from OP's post
If your current creditors were going to take action against you, they wouldn't do it as long as you behave. AA is a response to an out of the norm spending pattern and rising debt with little payment towards it. I'm not sure if your fear is really justified BK, or no BK. But it's your fear to have. ![]()
Back on topic now though.
@pizza1 wrote:
I wish I could just cut a bunch of cards, but I don't have that luxury right now in rebuilding. I also don't have very many options for major CC right now due to my BK7 either, so Im stuck with a lot of store cards too until I feel comfortable that the majors I do have won't AA me in the next few years. In 3-4 yrs...If I still have my majors with the limits I currently have, Ill cut like 10 store cards
You're probably not as far away as you think. You'll be there soon