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Paypal credit reporting

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AverageJoesCredit
Legendary Contributor

Re: Paypal credit reporting

I doubt that will work. Its not cell phone, cable, etc. It was a hidden tradeline. The worse part i think is its add a new account that will affect ones AAoA , i think lol
Message 31 of 242
LenaLuthor
Contributor

Re: Paypal credit reporting

 Sadly I think  you're right.  

 

 

 

Message 32 of 242
Anonymous
Not applicable

Re: Paypal credit reporting

I see that they've finally started reporting. Truly the end of a (hidden) era. For what it's worth my acc was opened in 2016 and has not reported yet as of today...
Message 33 of 242
WarthogWrangler
Contributor

Re: Paypal credit reporting

My account which started life as a Bill Me Later account way back in 2007 has yet to report. I think the only accounts reporting right now are newer accounts. I hope mine never reports. I don’t need any more accounts and it will truly make it a useless account since I’ll never feel comfortable making large purchases on it again.
Message 34 of 242
Mv350
Valued Contributor

Re: Paypal credit reporting

Woke up this morning to find that PayPal credit is now reporting the line on my EX 8 score. Figured I would add the info here.
Message 35 of 242
Anonymous
Not applicable

Re: Paypal credit reporting


@Mv350 wrote:
Woke up this morning to find that PayPal credit is now reporting the line on my EX 8 score. Figured I would add the info here.

Could you add some additional datapoints? Such as when you opened your account and how far back it reports?

Message 36 of 242
Anonymous
Not applicable

Re: Paypal credit reporting

So far the one dp of reporting on older accounts that we have is someone opening theirs on the 1st of June in '15, then reporting on the 2nd of this month.  Kinda leading me to believe that they're reporting with your due/statement date for this month. 

Message 37 of 242
Mv350
Valued Contributor

Re: Paypal credit reporting

Opened Oct. 2018 so it's a fairly new account
And it's reporting payments dating back to May 2019, and no data to report April and older.
Message 38 of 242
Anonymous
Not applicable

Re: Paypal credit reporting


@Mv350 wrote:
Opened Oct. 2018 so it's a fairly new account
And it's reporting payments dating back to May 2019, and no data to report April and older.

Was it on the 1-3rd that you opened it?  Or later in the month?

Message 39 of 242
Mv350
Valued Contributor

Re: Paypal credit reporting

Middle of the month bill date is usually the 27th
Message 40 of 242
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