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PenFed Fico 9 Update

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Namaste7
Established Contributor

PenFed Fico 9 Update

The Feb 2020 scores are updated. Even with a 766, PF refuses to give me SP love. In turn, I refuse to use that Turbo Tax offer 🤪

 

Did anyone get an offer?

~~MMXX~~
2024 Goal$
2023 Goal$
FICOs 760+
Message 1 of 30
29 REPLIES 29
CreditCuriosity
Moderator Emeritus

Re: PenFed Fico 9 Update


@Namaste7 wrote:

The Feb 2020 scores are updated. Even with a 766, PF refuses to give me SP love. In turn, I refuse to use that Turbo Tax offer 🤪

 

Did anyone get an offer?


have had near 800 scores with penfed for along time and no offers for me and many others.  how you get on their radar for sp offers no one really knows as been with them for 5 years now.  whenever i apply i have yet to be turned down so not lack of being credit worthy.  shrug PenFed is an odd duck for some of us

Message 2 of 30
Gmood1
Super Contributor

Re: PenFed Fico 9 Update

I get the same offers I always get once I hit the exposure wall. I get preapproved new/used auto loans.

Score seems to be heading back up after hammering them the last few months. Was an 822 in Nov. Once 5 new accounts reported.

Score dropped to 804 by Feb. Now shows 810 on Penfed. So back on the mend. 

 

Penfed is weird with those SP offers. CC should be getting them as you should be by now OP.

Message 3 of 30
Anonymous
Not applicable

Re: PenFed Fico 9 Update

They are consistent.....Turbo Tax again Smiley Frustrated

Message 4 of 30
Anonymous
Not applicable

Re: PenFed Fico 9 Update

Sorry to hear that!

Message 5 of 30
Anonymous
Not applicable

Re: PenFed Fico 9 Update


@CreditCuriosity wrote:
"whenever i apply i have yet to be turned down so not lack of being credit worthy.  shrug PenFed is an odd duck for some of us"

Same here, I have never had an SP offer but was not turned down for a Power Cash Rewards card $7500 SL, at around 17% and a $46k auto loan @ 5%. I have gotten multiple offers to apply. But no SP offers. Smiley Sad

Message 6 of 30
Anonymous
Not applicable

Re: PenFed Fico 9 Update

779. And the amazing Turbo Tax offer continues!Smiley LOL

Message 7 of 30
AverageJoesCredit
Legendary Contributor

Re: PenFed Fico 9 Update

I got an offer to kick rocksSmiley Happy

Message 8 of 30
K-in-Boston
Credit Mentor

Re: PenFed Fico 9 Update

Screen Shot 2020-03-01 at 3.50.13 PM.png

At least they're consistent.  Almost 4 years later I still have a Turbo Tax offer!

Message 9 of 30
5KRunner
Frequent Contributor

Re: PenFed Fico 9 Update


@Namaste7 wrote:

The Feb 2020 scores are updated. Even with a 766, PF refuses to give me SP love. In turn, I refuse to use that Turbo Tax offer 🤪

 

Did anyone get an offer?


Mine is 784 as of 2/11. No soup for me... but then again, I've opened a ton of new accounts and my Power Cash Rewards is only 6 months old, so that makes sense.

Message 10 of 30
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