PenFed Fico Score 9 Update

[Anonymous]

Not sure. One thing to add (not sure if it matters) is that I do have automatic transfers set up into the share savings account we all have to open to become members. I have $25.00 a week going automatically and then I manually send 50 every paycheck. Have about $2800.00 there now.

[Remedios]

I haven't seen this much enthusiasm in a thread  since Starbucks card came out 😐

[AverageJoesCredit]

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@Remedios wrote:

I haven't seen this much enthusiasm in a thread  since Starbucks card came out 😐

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And probably as many takers

[K-in-Boston]

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@CreditCuriosity wrote:

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@Anonymous wrote:

I checked this morning and had some offers - I chose to increase my existing Promise Visa (which I never use except for a recurring Dollar Shave Club to keep it active - but I have it just in case I ever need to consolidate balances and don't have options elsewhere). I didn't think I would see new offers until July, though?

Anyway, they gave me another 7300 to take my limit from $25,700 to an even $33,000. It's my highest limit now.

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Interesting as data points of people saying maximum limits for PenFed cards are now 25k vs. higher limits up to 50k.. Granted I have a 27k one that hasn't been drawn down yet, probably grandfathered.. Yet with your approval of a SP CLI it appears that 25k max rule is probably a profile specific thing for some?  Bit lost here with this new DP on what to think

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Mine are still $29,500 and $19,500 so no change for me.

[rbentley]

My FICO score hasn't updated.  Still showing score from May 7th.  I did however get the offer yesterday for any of their credit cards with a $7,000 SL or a CLI on my present card in the same amount.  I took the CLI. My PowerCash was at $30,400.  With the $7,000 CLI I am now at $37,400.  Card tuned 1 year in May.  Last October they gave me a CLI of $22,000.  PenFed has been very generous to me.

[Anonymous]

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@rbentley wrote:

My FICO score hasn't updated.  Still showing score from May 7th.  I did however get the offer yesterday for any of their credit cards with a $7,000 SL or a CLI on my present card in the same amount.  I took the CLI. My PowerCash was at $30,400.  With the $7,000 CLI I am now at $37,400.  Card tuned 1 year in May.  Last October they gave me a CLI of $22,000.  PenFed has been very generous to me.

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Your score has updated.  PenFed pulled your FICO 9 score from Equifax on 5/7/19 and posted them to your account on 6/1/19.

[rbentley]

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@Anonymous wrote:

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@rbentley wrote:

My FICO score hasn't updated.  Still showing score from May 7th.  I did however get the offer yesterday for any of their credit cards with a $7,000 SL or a CLI on my present card in the same amount.  I took the CLI. My PowerCash was at $30,400.  With the $7,000 CLI I am now at $37,400.  Card tuned 1 year in May.  Last October they gave me a CLI of $22,000.  PenFed has been very generous to me.

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Your score has updated.  PenFed pulled your FICO 9 score from Equifax on 5/7/19 and posted them to your account on 6/1/19.

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I was seeing the 5/7/19 score prior to 6/1.  Not sure how much prior but I think it was a few days after 5/7.  I could be mistaken though.  I didn't specifically make a note of it.

[Anonymous]

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@rbentley wrote:

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@Anonymous wrote:

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@rbentley wrote:

My FICO score hasn't updated.  Still showing score from May 7th.  I did however get the offer yesterday for any of their credit cards with a $7,000 SL or a CLI on my present card in the same amount.  I took the CLI. My PowerCash was at $30,400.  With the $7,000 CLI I am now at $37,400.  Card tuned 1 year in May.  Last October they gave me a CLI of $22,000.  PenFed has been very generous to me.

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Your score has updated.  PenFed pulled your FICO 9 score from Equifax on 5/7/19 and posted them to your account on 6/1/19.

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I was seeing the 5/7/19 score prior to 6/1.  Not sure how much prior but I think it was a few days after 5/7.  I could be mistaken though.  I didn't specifically make a note of it.

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You're likely mistaken.  If you scroll back to the start of this thread you'd see that the score posted on 5/1/19 was pulled on 4/9/19.  The scores posted on 6/1/19 were pulled on 5/7/19.  Scores are updated at the same time for all accounts with credit products.

[K-in-Boston]

+1 PenFed scores for the 3+ years that I've been with them have always been delayed about a month.  At least they give them every month now.

[AverageJoesCredit]

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@K-in-Boston wrote:

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@CreditCuriosity wrote:

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@Anonymous wrote:

I checked this morning and had some offers - I chose to increase my existing Promise Visa (which I never use except for a recurring Dollar Shave Club to keep it active - but I have it just in case I ever need to consolidate balances and don't have options elsewhere). I didn't think I would see new offers until July, though?

Anyway, they gave me another 7300 to take my limit from $25,700 to an even $33,000. It's my highest limit now.

---

Interesting as data points of people saying maximum limits for PenFed cards are now 25k vs. higher limits up to 50k.. Granted I have a 27k one that hasn't been drawn down yet, probably grandfathered.. Yet with your approval of a SP CLI it appears that 25k max rule is probably a profile specific thing for some?  Bit lost here with this new DP on what to think

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Mine are still $29,500 and $19,500 so no change for me.

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You do realize that  " K" is for P (enfed) otassium and that you help enrich their lives?