PenFed Pre-Approvals Posted

[credit_is_crack]

wrote:

---

@credit_is_crackwrote:

Forgot to ask ... I wonder if I were to apply for a CLI on my Plat Rewards if they would give me that maximum offer and add $17k on top of my $30k??? And to confirm, are the offers here essentially SP, but if I applied for a CLI it would be a HP?

---

No it's a soft pull, click on the card you already have. It will asked if you want the CLI.

---

I'm not sure what I'd do with a $47,000 limit, only one way to find out! 

[Gmood1]

I was wondering when they would start posting offers to our accounts for 2018 Q1.

You got quite a few so the wait was worth it

They did go a bit crazy with the recreational vehicles, of which I have zero, but they're the only bank I have that even offers all those types lol maybe it's time to look into one

Lol..yeah I don't have any of them either. Xcel FCU doles out similar offers. Their's aren't SPs though. State department FCU will send you SP personal loan checks to cash.

[sueblue34]

none for me yet its only been 8 months

Guess I'll stick around to enjoy the offers eveyone else is getting

[Gmood1]

---

@credit_is_crackwrote:

Hey Gmood! I see you're still clowning around this site lol I've been trying to stay off here because if I'm here too much, the chase will never end and its like app-o-rama every weekend lol

Your loans are pretty much the same as mine, but we've always seemed to be favored by the same lenders. I'm surprised you don't have cards on there too

---

Yeah, I'm capped out with them already on CCs. I currently have an auto loan with PenFed.

Yup still clowning. I haven't done any major apping lately though. Well none that shows up on the CBs. Lol

I've tried restraining myself from most apps lately. Honestly not much out there I want besides a card from one of my CUs. 

[SomewhereIn505]

---

@sueblue34wrote:

none for me yet its only been 8 months

Guess I'll stick around to enjoy the offers eveyone else is getting

---

I am the same way, however my FICO hasn't updated from 1/30. I'm not expecting anything this round but you never know. I would love to refi one of our cars. 

[credit_is_crack]

---

@Gmood1wrote:

---

@credit_is_crackwrote:

Hey Gmood! I see you're still clowning around this site lol I've been trying to stay off here because if I'm here too much, the chase will never end and its like app-o-rama every weekend lol

Your loans are pretty much the same as mine, but we've always seemed to be favored by the same lenders. I'm surprised you don't have cards on there too

---

Yeah, I'm capped out with them already on CCs. I currently have an auto loan with PenFed.

Yup still clowning. I haven't done any major apping lately though. Well none that shows up on the CBs. Lol

I've tried restraining myself from most apps lately. Honestly not much out there I want besides a card from one of my CUs. 

---

I only have the one card with them and my auto loan too. Smells like Business Cards lol I've been doing the same. Amex Blue Biz, Amex Plum, Lowes Amex and Chase Marriott Biz. Would love to get my hands on Ink but they aren't touching me with a 10 foot pole lol 

[Anonymous]

Hi Gmood1, what was the new card you got that I saw you mention last week.

On Topic:   Prompted by this thread I signed in to my PenFed account and saw that my EQ FICO 9 scored increased to 794(1/30/18 pull).  Unfortunately no offers for me other than TurboTax and auto loans.  Wasnt expecting any offers since I've only been a member since 9/17.

[credit_is_crack]

---

@SomewhereIn505wrote:

---

@sueblue34wrote:

none for me yet its only been 8 months

Guess I'll stick around to enjoy the offers eveyone else is getting

---

I am the same way, however my FICO hasn't updated from 1/30. I'm not expecting anything this round but you never know. I would love to refi one of our cars. 

---

Mine shows the same. It is odd they would offer the preapprovals so far after the SP date listed. What's also odd is that my last round didn't have the cards and it was when the 01/30 report loaded. No report change since then, but the offers expanded into the cards.

[Anonymous]

Oops... just realized that my EX FICO 9 score was from a 1/30 pull while the AR soft pull offers are based on the 2/28 pull.  So I guess another update to the FICO 9 scores will occur on April 1. Never realized until now that the FICO 9 scores were updated monthly and not quarterly.

[Gmood1]

---

@Anonymouswrote:

Hi Gmood1, what was the new card you got that I saw you mention last week.

On Topic:   Prompted by this thread I signed in to my PenFed account and saw that my EQ FICO 9 scored increased to 794(1/30/18 pull).  Unfortunately no offers for me other than TurboTax and auto loans.  Wasnt expecting any offers since I've only been a member since 9/17.

---

MNB, 🤣

That was a Simply Plus Business Amex I grabbed last week under the radar. Those kind of apps are the best ones. Limits don't have to be huge, because the utilization isn't an issue.

Crack guy, you caught me red handed. lol

I don't have any Chase business cards. Maybe one day. Chase is a little twitchy for my taste though.