Just don't use the FICO 8 system to judge Penfed. Join the Equifax monitoiring for a month to see the FICO score PenFed uses...
It's amazing how you can be a PRIZE in one and in the doghouse in the other 
@Orecic wrote:Just don't use the FICO 8 system to judge Penfed. Join the Equifax monitoiring for a month to see the FICO score PenFed uses...
It's amazing how you can be a PRIZE in one and in the doghouse in the other
Equifax's monitory doesn't show the version of EQ that PenFed uses. PenFed uses the Fico NextGen2 scoring model and it's not available to see anywhere except for when PenFed gives it to you