PreApproved .... should I ???

[Anonymous]

I was sent a Credit One PreApproval in the Mail, is it a good idea to get this card??? I already have a Cap1 secured 200 cl & a Disco secured 300 cl.

[hawkins]

Short answer: NO!, HELL NO!, and DEFINITELY NO! You will thank me later.

[Shooting-For-800]

I would skip it.

Keep checking Cap One, Discover, and Merrick for preapproval for unsecured cards.

[Anonymous]

Guess that’s a NO 😆
Thanks for the advice!!!

[Anonymous]

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@Anonymous wrote:
I was sent a Credit One PreApproval in the Mail, is it a good idea to get this card??? I already have a Cap1 secured 200 cl & a Disco secured 300 cl.

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IMO Credit One are for those who can not achieve what you have already achieved.....

"I already have a Cap1 secured 200 cl & a Disco secured 300 cl."

I think you will be better off without it and you will be free of paying that monthly fee.....keep up the good work!!...

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[FicoGuy2019]

lol, I need to get around to axing my 2 C1's at some point.

[Anonymous]

I had 2 of them also.....1 for about a year and the other about a year and a half. They served their purpose.....

[Anonymous]

@FicoGuy2019, now would be a great time for that

[pinkandgrey]

Nooooo. Avoid Credit One if at all possible. Check Discover and Capital One prequals instead. 

[BallBounces]

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@Anonymous wrote:
I was sent a Credit One PreApproval in the Mail, is it a good idea to get this card??? I already have a Cap1 secured 200 cl & a Disco secured 300 cl.

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"Is it a good idea to get this card?"  For you,  probably not, given what information we have.   Better to focus on perfect payment on the secured cards you have, as well as all other debts.  Unsecured versions will likely be available soon enough.