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Prescreened Offer

tag
Anonymous
Not applicable

Prescreened Offer

Received an offer from Citicard. There is a personal preselected number and a preselected application form is attached. Is it a preapproved offer? Can  anyone help?

Message 1 of 8
7 REPLIES 7
colindidit
Established Contributor

Re: Prescreened Offer

Yes it is a pre approval. Typically anything with an invitation number is a pre approval (:
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 2 of 8
Simply827
Established Contributor

Re: Prescreened Offer


@colindidit wrote:
Yes it is a pre approval. Typically anything with an invitation number is a pre approval (:

Is that true for all card lenders or just Citi?

From 144k CL to BK7- 7.19.24
Message 3 of 8
Simply827
Established Contributor

Re: Prescreened Offer

I got one from Citi today too. I just looked again and it indeed has an invitation number. But it says "pre-selected" and that sounds iffy to me. If something says "pre-approved I'll be more likely to bite.

From 144k CL to BK7- 7.19.24
Message 4 of 8
Anonymous
Not applicable

Re: Prescreened Offer


@Simply827 wrote:

I got one from Citi today too. I just looked again and it indeed has an invitation number. But it says "pre-selected" and that sounds iffy to me. If something says "pre-approved I'll be more likely to bite.


I believe "pre-selected" is the same thing as "pre-approved". I got the same thing for American Express in the mail. Also for Citi Thank You Preferred. 

Message 5 of 8
Simply827
Established Contributor

Re: Prescreened Offer


@Anonymous wrote:

@Simply827 wrote:

I got one from Citi today too. I just looked again and it indeed has an invitation number. But it says "pre-selected" and that sounds iffy to me. If something says "pre-approved I'll be more likely to bite.


I believe "pre-selected" is the same thing as "pre-approved". I got the same thing for American Express in the mail. Also for Citi Thank You Preferred. 


Good to know. Thanks.

From 144k CL to BK7- 7.19.24
Message 6 of 8
myjourney
Super Contributor

Re: Prescreened Offer

I could be wrong and someone correct me if i am but pre-selected is a higher chance of approval VS pre-approved

Pre-selected has the terms in it which allow you to opt out offers 65-35%

Pre-approved 50/50%

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 8
Anonymous
Not applicable

Re: Prescreened Offer

i got 2 pre-selected = bye

and 3 pre-approved = approved 

so what is better?

Message 8 of 8
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