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Pulled trigger on offer from BoA

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j_casteel
Valued Contributor
‎09-10-2013 04:38 PM
‎09-10-2013 04:38 PM

Pulled trigger on offer from BoA

Applied online for BoA Americacard offer, and was just instantly approved for $3500!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 1 of 19
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18 REPLIES 18
09Lexie
Moderator Emerita
‎09-10-2013 04:40 PM
‎09-10-2013 04:40 PM

Re: Pulled trigger on offer from BoA

Congrats!

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 2 of 19
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SunriseEarth
Moderator Emeritus
‎09-10-2013 05:18 PM
‎09-10-2013 05:18 PM

Re: Pulled trigger on offer from BoA

Congrats on new TL!



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $53000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Jared Gold Card $19000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Sephora VS $9400 | Wayfair MC $4500 | ~~
Message 3 of 19
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coldnmn
Mega Contributor
‎09-10-2013 05:44 PM
‎09-10-2013 05:44 PM

Re: Pulled trigger on offer from BoA

Congrats! 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 19
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resilient
Established Contributor
‎09-10-2013 05:44 PM
‎09-10-2013 05:44 PM

Re: Pulled trigger on offer from BoA

@j_casteel wrote:

Applied online for BoA Americacard offer, and was just instantly approved for $3500!

Congrats! BofA is very generous, IMO. Use good habits with them, and they'll reward you nicely Smiley Wink

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 5 of 19
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myjourney
Super Contributor
‎09-10-2013 05:50 PM
‎09-10-2013 05:50 PM

Re: Pulled trigger on offer from BoA

@j_casteel wrote:

Applied online for BoA Americacard offer, and was just instantly approved for $3500!

Oh that was fast went from the pre-approval to approved LolSmiley Surprised

A big congrats WTG

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 19
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lg8302ch
Senior Contributor
‎09-10-2013 05:56 PM
‎09-10-2013 05:56 PM

Re: Pulled trigger on offer from BoA

Congrats !  You will love their service Smiley Happy

Message 7 of 19
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hot4u
Established Contributor
‎09-10-2013 07:37 PM
‎09-10-2013 07:37 PM

Re: Pulled trigger on offer from BoA

Congrats Smiley Surprised


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 8 of 19
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youngandcreditwrthy
Senior Contributor
‎09-10-2013 09:28 PM
‎09-10-2013 09:28 PM

Re: Pulled trigger on offer from BoA

Congrats!
I recently got an instant approval from
BOA too.
My initial line was $3500 as well, but I called a Credit Analyst and got it upped to $10,000 for a hp on TU. it is well worth it, they also offered me an extra two months I think on my 0% if I did an immediate direct deposit/balance transfer. so Im getting 0% for like 17-18 months I think. Til Jan 2015. I'm already loving BOA. Now that I'm creditworthy in their eyes, I think I'll like them much more! Plus being able to have $8,000 cash deposited into my checking account is BOMB, and I'll be able to significantly reduce my interest cost(s). It's like they were begging me to do it.... I feel wanted as a customer! Very nice!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 19
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j_casteel
Valued Contributor
‎09-11-2013 08:00 AM
‎09-11-2013 08:00 AM

Re: Pulled trigger on offer from BoA

They pulled TU for the card so I'm really surprised I was approved with so many inquiries.

I just called and requested to change to the cash rewards card. The guy said I'll get Americard in about a week, and that it can take 2-4 weeks to process the change and then I'll get my cash rewards Americard after that.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 10 of 19
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