cancel
Showing results for 
Search instead for 
Did you mean: 

Question About Chase Fixed APR After Promo APR

tag
Johnnyblaze1986
Valued Member

Question About Chase Fixed APR After Promo APR

I was approved for a Chase card yesterday, and today I noticed today that they are offering the same card with a different fixed APR after the intro APR. Will they match the lower APR if I bring it it to their attention? Mine is currently 15.24, but the same card is being offered at 13.24.

 

Thanks

Current Score: EX: 802 TU: 793 EQ: 790 / Last App: 04/11/2014 / In the garden until I find a house I like.

Citi Dividend $14,000Amex Blue Cash Preferred $14,000Chase Ink Cash $12,500Sallie Mae $12,500BOA Business Cash Back Rewards $10,000Chase Sapphire Preferred $8,500 Capital One Quicksilver $1,000     
Message 1 of 7
6 REPLIES 6
Genkeim
Frequent Contributor

Re: Question About Chase Fixed APR After Promo APR

Which card was it? I believe Chase has different tiers for their APR

NFCU NavCheck $15k | NFCU cashRewards $12.5k | NFCU goRewards $12.5k |AMEX SPG $10k | Citi AA WEMC $6.5k | CSP $5k | Wal-Mart MC $4.5k | US Air WMC $3.9k | Amex Everyday $2k | Amex BCE $2k | Chase Freedom $1k | Discover IT $800
Current Scores:Equifax 697 (myFICO 4/14), TransUnion 699 (Discover 5/14), Experian 754 (Amex 5/14)
Message 2 of 7
youngandcreditwrthy
Senior Contributor

Re: Question About Chase Fixed APR After Promo APR

Yeah.. which card?

I rarely see cards with that low of a "fixed APR" from Chase. I thought most of theirs were variable...

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 7
Johnnyblaze1986
Valued Member

Re: Question About Chase Fixed APR After Promo APR

It was for the chase ink cash. Look at the links bellow, two different after intro apr: 

 

https://creditcards.chase.com/ink-business-credit-cards/rewards/ink-cash-card?data=lDLhNwrzSFve+2O8+...

 

https://creditcards.chase.com/credit-cards/ink-cash-credit-card.aspx

Current Score: EX: 802 TU: 793 EQ: 790 / Last App: 04/11/2014 / In the garden until I find a house I like.

Citi Dividend $14,000Amex Blue Cash Preferred $14,000Chase Ink Cash $12,500Sallie Mae $12,500BOA Business Cash Back Rewards $10,000Chase Sapphire Preferred $8,500 Capital One Quicksilver $1,000     
Message 4 of 7
VirusCredit13
Regular Contributor

Re: Question About Chase Fixed APR After Promo APR


@Johnnyblaze1986 wrote:

It was for the chase ink cash. Look at the links bellow, two different after intro apr: 

 

https://creditcards.chase.com/ink-business-credit-cards/rewards/ink-cash-card?data=lDLhNwrzSFve+2O8+...

 

https://creditcards.chase.com/credit-cards/ink-cash-credit-card.aspx


Often times, the same card depending on where you are refered from, will have different APR, bonuses, intro rates, intro periods and other things..

One link on chase.com might have a different offer than one from a referal from another site, and also can be different from a mailer sent to you.

 

btw those are variable rates, you rarely see "fixed" aprs anymore.

 

 

Thtat first link is customized/tailored to you or a certain site referal. remove the "?data=lDLhNwrzSFve+2O8+NaW4g==#" and the apr goes back to the default 13.24%.


Message 5 of 7
Johnnyblaze1986
Valued Member

Re: Question About Chase Fixed APR After Promo APR

So, do you think they will match the lowest offered variable rate?

Current Score: EX: 802 TU: 793 EQ: 790 / Last App: 04/11/2014 / In the garden until I find a house I like.

Citi Dividend $14,000Amex Blue Cash Preferred $14,000Chase Ink Cash $12,500Sallie Mae $12,500BOA Business Cash Back Rewards $10,000Chase Sapphire Preferred $8,500 Capital One Quicksilver $1,000     
Message 6 of 7
09Lexie
Moderator Emerita

Re: Question About Chase Fixed APR After Promo APR


@Johnnyblaze1986 wrote:

So, do you think they will match the lowest offered variable rate?


No, Chase is wonderful at recons and matching sign up bonuses but APR reductions are a whole different story. 

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.