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Question About Chase Fixed APR After Promo APR

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Anonymous
Not applicable

Question About Chase Fixed APR After Promo APR

I was approved for a Chase card yesterday, and today I noticed today that they are offering the same card with a different fixed APR after the intro APR. Will they match the lower APR if I bring it it to their attention? Mine is currently 15.24, but the same card is being offered at 13.24.

 

Thanks

Message 1 of 7
6 REPLIES 6
Genkeim
Frequent Contributor

Re: Question About Chase Fixed APR After Promo APR

Which card was it? I believe Chase has different tiers for their APR

NFCU NavCheck $15k | NFCU cashRewards $12.5k | NFCU goRewards $12.5k |AMEX SPG $10k | Citi AA WEMC $6.5k | CSP $5k | Wal-Mart MC $4.5k | US Air WMC $3.9k | Amex Everyday $2k | Amex BCE $2k | Chase Freedom $1k | Discover IT $800
Current Scores:Equifax 697 (myFICO 4/14), TransUnion 699 (Discover 5/14), Experian 754 (Amex 5/14)
Message 2 of 7
youngandcreditwrthy
Senior Contributor

Re: Question About Chase Fixed APR After Promo APR

Yeah.. which card?

I rarely see cards with that low of a "fixed APR" from Chase. I thought most of theirs were variable...

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 7
Anonymous
Not applicable

Re: Question About Chase Fixed APR After Promo APR

Message 4 of 7
VirusCredit13
Regular Contributor

Re: Question About Chase Fixed APR After Promo APR


@Anonymous wrote:

It was for the chase ink cash. Look at the links bellow, two different after intro apr: 

 

https://creditcards.chase.com/ink-business-credit-cards/rewards/ink-cash-card?data=lDLhNwrzSFve+2O8+NaW4g==#

 

https://creditcards.chase.com/credit-cards/ink-cash-credit-card.aspx


Often times, the same card depending on where you are refered from, will have different APR, bonuses, intro rates, intro periods and other things..

One link on chase.com might have a different offer than one from a referal from another site, and also can be different from a mailer sent to you.

 

btw those are variable rates, you rarely see "fixed" aprs anymore.

 

 

Thtat first link is customized/tailored to you or a certain site referal. remove the "?data=lDLhNwrzSFve+2O8+NaW4g==#" and the apr goes back to the default 13.24%.


Message 5 of 7
Anonymous
Not applicable

Re: Question About Chase Fixed APR After Promo APR

So, do you think they will match the lowest offered variable rate?

Message 6 of 7
09Lexie
Moderator Emerita

Re: Question About Chase Fixed APR After Promo APR


@Anonymous wrote:

So, do you think they will match the lowest offered variable rate?


No, Chase is wonderful at recons and matching sign up bonuses but APR reductions are a whole different story. 

Message 7 of 7
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