Question about CitiBank

[Jimp2323]

 I had a 900.00 balance writen off by Citi and sent to collections in 2014--since been PFD with Portfolio.  I know my scores aren't ready yet, (598 to 617 depending on CRA) but after continuing to groom them for a while longer I would like their Double Cash card.  So the question becomes, "How long is Citi's memory?".. 

[Anonymous]

http://ficoforums.myfico.com/t5/Credit-Cards/Does-Citi-blacklist/td-p/4410620

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Citi-Blacklist/td-p/4394673

Basic answer: "wait it out" -- 7 to 10 years probably.

[Jimp2323]

Come on now, using the search bar is  cheating!

[AverageJoesCredit]

Long

[Anonymous]

It's long, but they are more receptive if you pay it off