@lmfields84 wrote:
Hi all,
My husband and I are interested in becoming NFCU members and applying for a joint credit account. The only problem is, I have a tax lien on my credit that I am on a payment plan for (roughly $5k). Will this kill our chances at aproval? My husband's score on MyFICO is sitting at 592, but we are waiting another 4 weeks to apply to allow some things to be deleted that were disputed and confirmed to be deleted. I am hoping he will see a bump after that. We have no revolving credit, but he has a auto loan that has never been late, and a student loan that is current. What CRA do they pull? TU is his worst right now because of 2 medical bills not reporting to EQ or EX. He also has a ton of inq's on EQ because of car shopping that will hit 1 year in June which worry me as well. I reeeeeaaallly don't want to take the HP for no reason... any thoughts on chances for approval?
They pull EQ for credit card.
Possibly TU for joining or else EQ also.
Who is the auto through? what is rate?
What is your score if his is 592?
