Recon Advice

[SpecFile]

I want more for my HP!! Has anyone ever called to recon a 2nd time and been approved?

[enharu]

There's been cases where people called over 9x and eventually got approved. It's always worth a try if you think you are somewhat close to getting a borderline approval

[SpecFile]

How many times can I call without getting another HP?

[enharu]

It really varies more on who you are talking to rather than number of times you call. You can always try to negotiate and ask them not to do a HP, but sometimes when you are too far off from what they would even consider borderline approval, they will need to do a HP to see any changes (such as new balances posting that lowers ur util) and them re-evaluate like a brand new app. So there's no guarantee you will get approved with a new HP

[09Lexie]

It depends....which lender?

[armbenderc]

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@SpecFile wrote:
I want more for my HP!! Has anyone ever called to recon a 2nd time and been approved?

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Yes, I did with chase freedom

Was denied, I call for recon and got it for 2k.

When the card arrived, I call to recon limit upon activation, i got 3.7k.

Just got auto CLI it's at 4.2k now.

[SpecFile]

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@09Lexie wrote:
It depends....which lender?

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Barclays.

[enharu]

I heard Barclays is the easiest to recon with, so keep calling. Best of luck!

[09Lexie]

I would call. What were their reasons?

[SpecFile]

4 yr. old BK which was 3 yrs. old last year when they approved me for my Rewards card. Go figure!