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Recon Cap One Credit Steps CLI?

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reno55
Regular Contributor

Recon Cap One Credit Steps CLI?

I just checked my cap one platinum card and saw I received an increse from $300 to $500...I am not at all happy with this amount especially since they told me I would be getting an increse in Feb for credit steps due to an issue with a payment that was ON TIME...they made me wait 3 more months. 

 

Has anyone successfully recon'd a credit steps CLI?

Message 1 of 6
5 REPLIES 5
lg8302ch
Senior Contributor

Re: Recon Cap One Credit Steps CLI?


@reno55 wrote:

I just checked my cap one platinum card and saw I received an increse from $300 to $500...I am not at all happy with this amount especially since they told me I would be getting an increse in Feb for credit steps due to an issue with a payment that was ON TIME...they made me wait 3 more months. 

 

Has anyone successfully recon'd a credit steps CLI?



I am a bit confused...you got a CLI from 300 to 500 which is almost double and you mention in February and you got it in January already Smiley Surprised

Message 2 of 6
reno55
Regular Contributor

Re: Recon Cap One Credit Steps CLI?

Well I should add my disappointment comes from the fact when my wife got her credit steps she went from $300 to $1300.

Im glad I got it early but let down by the amount
Message 3 of 6
kroberts67
Established Contributor

Re: Recon Cap One Credit Steps CLI?

With credit steps they would have sent you a letter stating the increase as long as you keep the terms.  The letter should be in your "Statements & Documents".

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Message 4 of 6
Anonymous
Not applicable

Re: Recon Cap One Credit Steps CLI?

if your UTL was high, or is high on other accounts, that might make sense. They say that you can get "up to X" amount, which is all I got personally, cause my UTL was high. Other people like your wife got a lot more, but her account usage and credit history might be different. There isn't a lot you can do as the account is still new.

Message 5 of 6
FinStar
Moderator Emeritus

Re: Recon Cap One Credit Steps CLI?


@kroberts67 wrote:

With credit steps they would have sent you a letter stating the increase as long as you keep the terms.  The letter should be in your "Statements & Documents".


+1

 

The key word being keeping with the terms and conditions of the offer including ontime payment history.

Message 6 of 6
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