About a week after my latest and largest increase I got a letter today saying Congrats your RedCard is being upgraded to a Target MasterCard. Will get the card in 2 months. I posted about the increase last week and now that today I know without a doubt that my card is being upgraded I just wanted to share my data points.
Opened the redcard in 2013 with a 200.00 SL. The limit did not change for years until 2017 then I started getting regular interval increases until I got to 2K and then they stopped. Then late last year I got a 500.00 increase and last week it went to 6k and got the upgrade letter today. I have a 4yo discharged chapter 7 and had this card before it and kept it after as it had a zero balance and they did not close it. Sometimes I let 50% of my balance/limit report and even carry it a few months before paying off and other times I pay in full. It seems they are giving out a lot of upgrades to the MasterCard at this time so hopefully we will see more upgrade success stories and data points posted. YAY! I have waited for years for this upgrade and this is my oldest reporting credit line so I am super excited about this conversion after waiting so long and putting spend on the account each month. FINALLY! 
Congratulations!!
Last HP 11-01-2022
@user979797 wrote:About a week after my latest and largest increase I got a letter today saying Congrats your RedCard is being upgraded to a Target MasterCard. Will get the card in 2 months. I posted about the increase last week and now that today I know without a doubt that my card is being upgraded I just wanted to share my data points.
Opened the redcard in 2013 with a 200.00 SL. The limit did not change for years until 2017 then I started getting regular interval increases until I got to 2K and then they stopped. Then late last year I got a 500.00 increase and last week it went to 6k and got the upgrade letter today. I have a 4yo discharged chapter 7 and had this card before it and kept it after as it had a zero balance and they did not close it. Sometimes I let 50% of my balance/limit report and even carry it a few months before paying off and other times I pay in full. It seems they are giving out a lot of upgrades to the MasterCard at this time so hopefully we will see more upgrade success stories and data points posted. YAY! I have waited for years for this upgrade and this is my oldest reporting credit line so I am super excited about this conversion after waiting so long and putting spend on the account each month. FINALLY!
Congratulations. And thanks for all the informative data points.
