I have this card and find it quite useful in conjunction with the Citi Custom Cash card for the 5% restaurant category. I don't use the 5% gas category as I have other cards to facilitate it, but could in a pinch. The transfers seem to happen pretty quickly as mentioned by @cauerit. No complaints with the card.
@Live4Fishing wrote:Thanks for the info... Do you know if most people are pretty happy with this card ? Any disappointments ? Looks like an awesome card for everyday spend. Curious what other people's opinions are with the card.
don't know if you saw my thread, but linked here if you didn't: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Redstone-FCU-Visa-Signature-Approval-5k/td-p/...
the thing about not being able to choose which card you apply for, I think based on what I've read that's changed now, but not 100% sure
other thoughts:
if you open the savings account and wait a few months, you might get a pre-approval, which means no HP, I didn't have any more than $20 in my savings and no checking/high balances seem to be required to trigger pre-approval offers
still have pre-approval offers even after accepting my card too
$5 minimum to redeem, which is not $25, so that's really nice
took awhile for the SUB to post, that's in the thread I linked somewhere
if you're rather adverse to the risk of the card getting nerfed, wait for the pre-approval and don't eat a HP for it and at the very least you'll get a $150 SUB out of it for no HP
otherwise, it's a top tier cashback card, no question about it
@Live4Fishing wrote:Thanks for all the good info. I just got my membership done instantly by the live video-chat with the CSR. Anyone from out of state must do it this way. I joined the Association of the United States Army to qualify for credit union membership. The approval / documents took a bit longer than I liked.. but I got instant membership with only a SP. I'm good with that. I'm probably too impatient to wait for the pre-approval... but I do appreciate the advice of waiting for one. I'm okay with a HP right now. I'm stoked to get the card. I'll apply today for the Signature Card. I'll let you know if I'm able to choose which card. Stay tuned... !
If they approve you for less than $5000, then you'll end up with a different card. They only approved me for a $1000 limit, and I had to call and ask them to reconsider and asked for a $10,000 limit and to switch me to the signature visa. They said to make sure not to accept the terms on the email that they had sent with the eDocuments for the $1000 card while they were making their decision. I think it took a day and they approved it.
As for the card, it's my most used card. I started out transferring the money to the Redstone savings and then transferring it to Discover HYSA, but lately I've just been making a payment to the card out of the savings account for whatever I earned that month. The transfers took a few days to show up in Discover savings, but that's the same with any of my other accounts too. Didn't seem slower or faster than any others.
My biggest gripe is that there's no way that I've found to see how close you are to using the max of a particular category. The 5% is capped at $7000 for the year on each category, but the reps that I've talked to say there is no counter that I can see to gauge how close I am to hitting the $7000 limit. I've eaten at a lot of restaurants since I got the card, and I wondered how close I was to tapping that category so I can switch to a different restaurant card when I do. The only thing that I can think of is to check my rewards statement often and make sure that I'm still getting the bonus, but it'd be nice if there was just somewhere that kept track of that.
Now that I'm griping about it, I think I can download all of my transactions to an Excel sheet and sort it by category and figure out where I'm at that way.... I'm off to do that. 
