Reported income question

[Marcos8]

Thanks for the responses everyone. I was always aware that if I had reasonable access to my wife's income that I can use that since we are married and live together and file taxes together. My specific question involved calculation of the actual income figure that is used on apps. Gross vs Net vs AGI.  It seems gross income is acceptable and was has been recommended so I will use combined yearly gross  income on apps. Thanks

[Anonymous]

If you pool your room mates money, deposit it your checking account for rent submission that itself is household income you have access to. What they make… no

[Anonymous]

To be completely covered in the case of financial verification, you can list anything up to and including what is listed as total income (before adjustments) on your tax form. While you can continue to under-report your income, doing so doesn't have any particular benefits.

Over-reporting income could get your account closed if the issuing bank checks your income and you can't verify it, but it doesn't seem like that's your issue. 

[RonM21]

Usually gross income and in most cases you can put household, or other income you clearly have access to. Just be responsible when making this decision. If ever a scenario would come up where they want to verify that income, you want to be able to prove it for the most part.