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Requesting Hard-limit Reporting For AmEx Charge Cards

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Schwartzinator
Frequent Contributor

Requesting Hard-limit Reporting For AmEx Charge Cards

Has anyone had any luck in getting AmEx to report a credit limit on any of their charge cards? I'd like to keep my Platinum, but close my PRG and BCE to slim down my Wallet without effecting my total available credit. 


Message 1 of 4
3 REPLIES 3
Skye12329
Valued Contributor

Re: Requesting Hard-limit Reporting For AmEx Charge Cards

DH has a hard limit of 2k on his PRG and it does report to the credit bureaus or currently is. 

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 2 of 4
Anonymous
Not applicable

Re: Requesting Hard-limit Reporting For AmEx Charge Cards

A global limit will only report to the bureau as a result of an adverse action by a Responsible Lending Action. There is no way to request such a limit be reported otherwise.

Message 3 of 4
Schwartzinator
Frequent Contributor

Re: Requesting Hard-limit Reporting For AmEx Charge Cards

That's unfortunate. I can always ask for CLIs to offset the losses if it ends up being a negative for whatever reason.


Message 4 of 4
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