SCORE NEEDED FOR CHASE SLATE

[expatCanuck]

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@Anonymouswrote:

Does being on Chase's blacklist from 4 years ago have any bearing on approval? i was bad on their ChexSys Early warning.

Also have 3 inquiries in last 2 years for REVOLVING ACCOUNTS only and 3 for Auto inquiry.

I want to believe in applying 5/24 rule that only revolving accounts matter.

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> Does being on Chase's blacklist from 4 years ago have any bearing on approval?

Common sense suggests that it does.

> I want to believe in applying 5/24 rule that only revolving accounts matter.

All online articles that I've read state that the '5' in 5/24 refers only to credit cards.

And one article stated that Chase's system will count AU cards.

[Anonymous]

Apparently they do count authorized user accounts, but there are reports from people, including the credit shifu, that you can call the reconsideration line and explain that so many of the accts are AU accounts and they'll often reconsider that and won't count those against your 5/24

[Anonymous]

Yes

[Brian_Earl_Spilner]

Slate and freedom can be approved down to fair credit depending on the circumstances. Ive even seen someone in the high 500s get approved.

[Anonymous]

727