@marcello2303 wrote:I just recently got my first Amex card. The gold Delta. How long should i wait to try to apply for the Gold charge card or the Platnium ?
Credit at about 680 and i have 2 cards with BOA and now the gold Delta with Amex! 2 years of credit history !
The charge cards aren't hard to get. But it's probably a good idea to spread things out.
Given your limited history, I would say a minimum of six months depending on your profile. Some will say less, but thats my conservative opinion.
I would wait 2 months and check preapprovals. I went the other way, Gold -> Delta Gold in 60 days. Just make sure to really put some use on the Delta as AMEX likes swipes more than any other.
Usually getting the charge card first makes it easier to get revolvers than revolver to charge, but that’s IMO.
Usually getting the charge card first makes it easier to get revolvers than revolver to charge, but that’s IMO.
@marcello2303 wrote:I just recently got my first Amex card. The gold Delta. How long should i wait to try to apply for the Gold charge card or the Platnium ?
Credit at about 680 and i have 2 cards with BOA and now the gold Delta with Amex! 2 years of credit history !
I got the Amex Gold as my first Amex card last year , october 2018 , just 2 days ago I applied for the Amex Hilton Ascend & got a starting limit of 45,000!! I already had a pretty good credit history though , but not long either.
Whoa that's pretty amazing! Congrats on that CL. I can't imagine AmEx giving me that much. Looking at your cards in your siggy, I wonder if it's true what they say that the more CL you have on other cards, the larger the starting CL will be for newer cards. I just got my BonVoy Brilliant AmEx up to $14K so hoping when i go for the HH Aspire that it will be a large SL.
Start 1/1/19
Best 11/15/21
Current rebuild
@paulesport wrote:
Whoa that's pretty amazing! Congrats on that CL. I can't imagine AmEx giving me that much. Looking at your cards in your siggy, I wonder if it's true what they say that the more CL you have on other cards, the larger the starting CL will be for newer cards. I just got my BonVoy Brilliant AmEx up to $14K so hoping when i go for the HH Aspire that it will be a large SL.
If you're talking to me , I have ok limits on my cards .. the only low ones are the wells fargo ones BUT that was my first credit card when I started my credit & I never updated my income which is much much more now so I am guessing that is why they never gave me high limits , but I got an email from them 2 days ago to update my income , so I am hoping for a CLI from my 2 WF cards 
As for my Hilton Ascend yes 45k SL is insane!
Jay, I’m still knocked over by your SL recon to that absurd limit. I love it!
