Seem to be not so great limits..?

[Remedios]

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@Anonymous wrote:
Personal experience is just that.
As I said I haven't read "many resulting in big limits" never did I say it hasn't or can't happen. I've been around the forum for a while, yes I know it's dependent on profile, as well as economic factors, stated income and other variables.

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Your post made all the sense in the world. 

[Anonymous]

I agree AverageJoes credit.

[Remedios]

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@Anonymous wrote:
Whats a not so great limit? I haven't read very many app sprees stories resulting in big limits. Although getting approved for all of them is better than most people do. Multiple apps over a short period of time can be seen as a sign of desperation often as a result of financial stress. The low limits are the banks way of mitigating some of the risk.

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I might kudo and un-kudo this whole day because 1 is not enough 

Ignore notifications 

[Anonymous]

As wasCB14 said, score is only one factor. Income is actually a more more important factor when banks determine limits. Your score is a reflection of how you handled your past and current credit. It’s a major factor in whether or not you are approved. Your income and the current limits on your cards become a bigger factor once the app moves on to determining your starting limit.

since it’s not just one bank I think it’s safe to assume the multiple banks don’t feel you currently can support higher limits. But that’s just the starting limits. Prove to them you deserve more and most will grant it.

[Anonymous]

Maybe I have to many cards....

[wasCB14]

You might list your cards and give some ballpark estimate of how much spend each one gets along with any non-rewards reasons you might have it.

[Anonymous]

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@wasCB14 wrote:
You might list your cards and give some ballpark estimate of how much spend each one gets along with any non-rewards reasons you might have it.

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BCE... CL 2000
CITI Rewards +.. CL 2900
DISCO Cash back.. CL 1200

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Gardening-Roses/td-p/5637797

[Anonymous]

BCE... CL 2000
CITI Rewards +.. CL 2900
DISCO Cash back.. CL 1200

[Anonymous]

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Gardening-Roses/td-p/5637797

[Anonymous]

I think it might've been that the cc's got nervous about me cuz I applied and they seemed to have done pulls on the same bureau.
I have about 13 cards but only 4 have balances and total utilization is 11%.
I was disappointed that they gave me sub prime limits when my other cards are average or prime I guess you'd say... Anyhow I'm allright with it now. 😉

[Anonymous]

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@Anonymous wrote:

I was disappointed that they gave me sub prime limits when my other cards are average or prime I guess you'd say... Anyhow I'm allright with it now. 😉

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No, SP limits are less than $500 and charge monthly fees to have them.  You're over analyzing things and CCC's don't match your other limits typically or aim to align with your AVG CL.  Every lender, Every CR, Every situation is different and results in different CL's.

[Anonymous]

Oh.i thought I read somewhere(not here) that sub prime limits were anything up to 2000,prime was around 5000-7 or 8000
and super prime was above 9 or 10,000