Serious Question Before I Can Decide What To Do !

[bourgogne]

---

@Anonymous wrote:
What are you talking about ?

You are mistaken buddy !

I have a $3500 Lowes as well.

Hate to burst YOUR bubble.
But thanks for chiming in.

I love when people respond but don't actually read what the post is actually about !

---

I can read, I dont view a lowes as a real card is all.  if you have a pre-q then let it rip. sorry if I offended you.

[NRB525]

Are the scores in your siggy accurate? That is quite a range. 

Is your Lowest a MC or VISA, or the store version?

Best of luck when you app, but patience will be helpful here. 

Does your credit union have a SP CLI option at all?

[Anonymous]

Bourgogne.
I appreciate everything that you are saying.
I just noticed that you didn't realize that I also have a Lowes credit card as well.

It does not have to be a $5000 credit card for someone to be approved for a CSP.
I have seen others be approved with as little as a
$2500 limit credit card.

[bourgogne]

---

@Anonymous wrote:
Bourgogne.
I appreciate everything that you are saying.
I just noticed that you didn't realize that I also have a Lowes credit card as well.

It does not have to be a $5000 credit card for someone to be approved for a CSP.
I have seen others be approved with as little as a
$2500 limit credit card.

---

some lenders have a lower sl for a sig card but unless I missed something - entirely possible - the min sl is $5K for a chase sig and $10k for an infinite from them.  that is why I was suggesting the $ 500 jump to a sig is a long-shot imo.  of course I hope I am dead wrong.  re lowes, they are usually sync cards unless is a biz amex and sync and store cards are just not real to me.  again just my opinion.  as a side note who wants a low sl on any card, why not get something that you can grow with a soft pull vs a <sl and/or >%.  credit takes time.  good credit takes even longer.  if you have a pre-qual online or branch then what I am saying is hopefully moot and you have other factors in your profile that enable you to get the card.  hope so

[Anonymous]

Thank you !

I appreciate your help.