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You send me an application to app for one of your products. I obliged. You request 2 years of my W2 forms and paystubs. What else you want to know? How tall am I and my weight? Consider your offering of monthly EX FICO scores your saving grace!
They do this for all out of state applications... They did this to us also.
I sent them:
1. Last two paystubs for both my wife and I.
2. Last two years W2's for both of us.
3. 2010 Fed Tax Return. (did not request but sent anyway)
End result: $20k Visa / PSL.
They seem pretty cool to deal with. I have called them numerous times and they have always been nice.
Over kill them with paperwork and you will get some nice rewards!
Ray
I'm requesting that they take me off their mailing list. Out of state members shouldn't be treated any differently than PA residence. I'm only interested in my EX FICO score.
And I was thinking about doing my car refi with them. Lots of paperwork it seems like.
I do however use their checking ,transfer here and there and charge my gas bill on it.
I emailed them info when I was applying for membership. They wanted proof of my physical address. I sent them copies of paystubs that disclosed my physical address. I also sent copies of my tax returns.
@CS800 wrote:And I was thinking about doing my car refi with them. Lots of paperwork it seems like.
I do however use their checking ,transfer here and there and charge my gas bill on it.
Monies I receive through PayPal transfers to my checking with them to show activity.
I am just doing a $5 per month transfer from USAA to them for my activity. Worth it for the FICO score for sure!
PayPal is a great idea, I might just do the same thing!
Ray
@RockinRay wrote:I am just doing a $5 per month transfer from USAA to them for my activity. Worth it for the FICO score for sure!
PayPal is a great idea, I might just do the same thing!
Ray
Are you aware of a need to show activity, or just happy that you got in? I am asking because like DI, all I want is the score. No combo for me, as I understand that with a job change less than 6 months ago, it would be no combo for me, come back one year, so I won't waste another EX hard on them. Do they have a checking minimum that makes you immune from whatever consequences inactivity could bring?
i don't use my checking account there either.
@laz98 wrote:i don't use my checking account there either.
Do yourself a favor. If you want to keep getting the free to you score then use one check per month. I pay a small utility bill. Joining 7 months ago was painless no docs were requested. Dunno about now.