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Should I cancel First Premier?

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Anonymous
Not applicable

Should I cancel First Premier?

I stopped using it a couple months ago and just got a notice my annual fee is coming up soon. What are your thoughts? I'm gardening until mid or late next year. Statemnet posts on the 18th.

Message 1 of 29
28 REPLIES 28
Gunnar419
Valued Contributor

Re: Should I cancel First Premier?

Doesn't look like you need it any more and it'll probably feel good to have it gone. Soon, after your time in the garden, you'll be ready to add a prime card or two.

Message 2 of 29
Anonymous
Not applicable

Re: Should I cancel First Premier?


@Gunnar419 wrote:

Doesn't look like you need it any more and it'll probably feel good to have it gone. Soon, after your time in the garden, you'll be ready to add a prime card or two.


I was thinking that. I will pay my $6 I owe them and have them close it after the payment goes through.

Message 3 of 29
Anonymous
Not applicable

Re: Should I cancel First Premier?

Expect them to offer you something to keep it open. 

Message 4 of 29
Anonymous
Not applicable

Re: Should I cancel First Premier?

I'd torch it and any clothes that may have come in contact with it. 🐰
Message 5 of 29
Anonymous
Not applicable

Re: Should I cancel First Premier?

I am considering doing this with a creditone bank card....it is only 6-8 months old but I was approved for some much better cards this past month and just don't want to pay the fee...at the same time I hate closing accounts since it seems everything messing with your credit scores!

Message 6 of 29
Broke_Triathlete
Valued Contributor

Re: Should I cancel First Premier?

Yes cancel both FP and Credit One if you no longer need them. 

Personal:

Business:


Message 7 of 29
Anonymous
Not applicable

Re: Should I cancel First Premier?


@Anonymous wrote:

@Gunnar419 wrote:

Doesn't look like you need it any more and it'll probably feel good to have it gone. Soon, after your time in the garden, you'll be ready to add a prime card or two.


I was thinking that. I will pay my $6 I owe them and have them close it after the payment goes through.


Yes do that. 

Message 8 of 29
9CLINE
Valued Contributor

Re: Should I cancel First Premier?

Yes.... you have other cards now and don't need to continue paying fees...

Message 9 of 29
Anonymous
Not applicable

Re: Should I cancel First Premier?

CANCEL - ASAP

Message 10 of 29
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