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I stopped using it a couple months ago and just got a notice my annual fee is coming up soon. What are your thoughts? I'm gardening until mid or late next year. Statemnet posts on the 18th.
Doesn't look like you need it any more and it'll probably feel good to have it gone. Soon, after your time in the garden, you'll be ready to add a prime card or two.
@Gunnar419 wrote:Doesn't look like you need it any more and it'll probably feel good to have it gone. Soon, after your time in the garden, you'll be ready to add a prime card or two.
I was thinking that. I will pay my $6 I owe them and have them close it after the payment goes through.
Expect them to offer you something to keep it open.
I am considering doing this with a creditone bank card....it is only 6-8 months old but I was approved for some much better cards this past month and just don't want to pay the fee...at the same time I hate closing accounts since it seems everything messing with your credit scores!
Yes cancel both FP and Credit One if you no longer need them.








@Anonymous wrote:
@Gunnar419 wrote:Doesn't look like you need it any more and it'll probably feel good to have it gone. Soon, after your time in the garden, you'll be ready to add a prime card or two.
I was thinking that. I will pay my $6 I owe them and have them close it after the payment goes through.
Yes do that.














CANCEL - ASAP