Should I request a Cap One CLI or wait?

[Anonymous]

Yes, I'm in credit steps. I'll hit 6 months in September. That's right around the corner!! Haha!

[Anonymous]

you should garden for a whole hot minute though.

[rockbttm442]

So I have an interesting question. So I've seen peoe go from $300 to $2300-$3300 after 6 months no cli before. I've seen people hit the lib button get a $500 increase then another $500 with credit steps. So I wonder if it's better to just wait it out?

[Anonymous]

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@Anonymous wrote:
haha uh oh. we got another ballsy one...

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this forum, tend to create monsters.... monsters hunger for more credit

[Anonymous]

i have seen that waiting it out yields higher increases (obviously YMMV as with anything on this forum) but heck some people just wanna take what they can get. if you have a $10k sl and you get a $500 increase then no, leave that there and wait until later. but if that $500 increase doubles your limit then absolutely go for it

[Anonymous]

Huge congrats!  

[rockbttm442]

Well I hit 6 months next month so I guess since I waited this long what's another month.

[Anonymous]

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@Anonymous wrote:
I hit the button and was approved. Both of my cards got a $500 increase!!

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Awesome!

[Anonymous]

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@rockbttm442 wrote:
Well I hit 6 months next month so I guess since I waited this long what's another month.

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for my current quicksilver card, It started out as quicksilver one with limit of 3000, got enrolled in credit step program, but I hit cli button when it was 5 months old and got 2k increase, then came credit step increase of 500. So now it's 5500 limit card, and i'm hoping for another cli next month (when it's been 6 months since last cli)

[Anonymous]

Thanks! Very exciting! Hopefully credit steps gives me a another 500 in a couple months but if not...eh, I guess I can wait :-)