Should I try for the Discover IT card

nikkiheaven · ‎07-24-2014

Transunion is recommending this card for me. Transunion reports my credit score as 683. I'm assuming Transunion is not a FAKO. I have 1 inquiry from May which resulted in an approval for Walmart. What do you guys think?

Jaylima91 · ‎07-24-2014

I was approved for it with a lower TU score and 3 months credit history. Some say Discover isnt easy to get but in my case it was fairly easy. Good luck!

MT936 · ‎07-24-2014

I think you have a good shot

Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

CreditDunce · ‎07-24-2014

I wouldn't be surprised if the reason they are pushing the card is because Discover is paying them a kickback. It is probably not a pre-qualify offer. Still it is a good card.

I think Discover pulls (at least for me) EQ. If you have decent income and your EQ score is at least as good, you probably have a shot. But it is far from guaranteed.