So glad I got rid of Orchard

Anonymous · ‎09-21-2011

Like an old comfy chair that has served you well but really done nothing for you but give you poor posture, Orchard bank is now out of my life. After 6 years of 25% or higher interest rate, no CLI and AF, she is gone for good.

The real kicker is my wife who suffered through a BK before we met applied and got a card from them yesterday with a higher CL (3k) and 14.9 apr.

Slap in the face !!!!

Buh bye Orchard !!!

flowfaster · ‎09-21-2011

Congrats hope it served its purpose like my cap1 750 CL did me

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Anonymous · ‎09-21-2011

Congrats! Orchard's a great rebuilding card (IMO), the APR doesn't matter if you PIF, and when it's time to move on, move on!

And congrats to your wife as well. Orchard should be a great help to her in rebuilding as well.

Anonymous · ‎09-21-2011

the power of being able to tell these companies goodbye is just awesome !!!!!!!!!!!

mAndrew1980 · ‎09-21-2011

Congrats, you've successfully rebuilt. Love hearing people share their experience with moving past the rebuilding phase.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.

tinuviel · ‎09-21-2011

Congrats!!! It's great to be able to move on!

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