Solicited in Line at the Bank?

[Anonymous]

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imducky wrote:

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MidnightVoice wrote:

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TheCynicalOne wrote:

I was in line at BoA

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people still actually go into banks? 

Message Edited by MidnightVoice on 04-13-2008 02:55 PM

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only when i'm packing!

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And I thought DH was bad!!

[MidnightVoice]

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imducky wrote:

only when i'm packing!

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As in going on a trip? 

[Anonymous]

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MidnightVoice wrote:

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imducky wrote:

only when i'm packing!

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As in going on a trip? 

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as in going on the lamb, so ya trip appply's.

[Anonymous]

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imducky wrote:

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MidnightVoice wrote:

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imducky wrote:

only when i'm packing!

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As in going on a trip? 

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as in going on the lamb, so ya trip appply's.

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rofl

[MidnightVoice]

imducky wrote:

as in going on the lamb, so ya trip appply's.

lam or lamb? 

If the latter, I have all these shepherd jokes I could tell you............

[Anonymous]

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MidnightVoice wrote:

imducky wrote:

as in going on the lamb, so ya trip appply's.

lam or lamb? 

If the latter, I have all these shepherd jokes I could tell you............

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lol.... well how do you think early man discovered the warming properties of wool?

[MidnightVoice]

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imducky wrote:

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MidnightVoice wrote:

imducky wrote:

as in going on the lamb, so ya trip appply's.

lam or lamb? 

If the latter, I have all these shepherd jokes I could tell you............

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lol.... well how do you think early man discovered the warming properties of wool?

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What do you get if you cross a duck and a sheep?  Inquiring minds want to know 

[Anonymous]

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MidnightVoice wrote:

What do you get if you cross a duck and a sheep?  Inquiring minds want to know 

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i can't think of a clean enough reply, you win (by default though).

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Huh. They're always trying to get me to get one of their CDs, but never a CC.

Wonder what the difference is...

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CDs are so crappy anyway...rates are incredibly low.  You're better off investing in a mutual fund or index funds.

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Apples & oranges: investing in index funds isn't a good idea for short term savings. But regardless, I tell BofA that *their* CDs don't pay enough interest relative to other places, and no thank you.

[Anonymous]

Hi TheCynicalOne,

As a long-time account holder with BofA myself (well over 10 years)

I can understand how you feel.

Obviously the acquisition of "a rather large mortgage company based

in California" isn't going as well as planned. So they've amped up their

marketing efforts to help pay for the sale. Who better to target than

existing customers who have opted into preapproved offers??

They don't want to kill anymore trees and send preapps in the mail because

most of them won't be read. So they pitch you in the drive-thru or at the teller

window in order to save time. Of course, once you say "No" that should be

the end of it, but sadly it's just an excuse to follow a memorized script.

I believe the industry term for this is "organic growth". Don't be surprised if

you see or hear of other banks doing the same.

Even as big as BofA is, times are tough for them as well. They don't understand

english...they understand green. So if they get too pushy, you can always vote

with your dollars. Believe me, they'll change their tune pretty quickly.

This latest marketing tactic, as well as everything that's happened in the wake

of the subprime mess, is one of the biggest reasons people are flocking...and I

do mean FLOCKING...to credit unions. People are tired of all the nonsense, and

they want to work with people face-to-face at their own pace without having

offers shoved down their throats. CU members own the joint, and owners don't

get treated that way.

So if too pushy (or too tacky) comes to shove, just vote with your dollars. They'll

get the message then.

CanDo

"The right attitude is everything"