Statement closing date on a new amex charge card

[red259]

I just opened an Amex charge card account and see it lists a closing date just over a month away. Is it safe to rely on this closing date? I need to make large purchases but I don't want to do all of them and suddenly have a statement cut in three days. 

[Anonymous]

its pretty reliable.

[simplynoir]

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@red259 wrote:

I just opened an Amex charge card account and see it lists a closing date just over a month away. Is it safe to rely on this closing date? I need to make large purchases but I don't want to do all of them and suddenly have a statement cut in three days. 

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Yes, give or take a a day or two it's pretty consistent.

[Anonymous]

Chat with someone on the website, they can tell you for sure so you don’t have to guess.

[NRB525]

You do realize an AMEX charge card is not really going to affect any utilization measures, so there would be not much benefit to paying prior to the statement Payment Due Date.

[FinStar]

In addition to what's mentioned above, it typically takes up to 2 billing cycles (give or take) for any new AmEx CCs to report, whether it's a revolver or charge card.   That's been so far my experience with some that were opened in the last 6 months.

[red259]

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@NRB525 wrote:
You do realize an AMEX charge card is not really going to affect any utilization measures, so there would be not much benefit to paying prior to the statement Payment Due Date.

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I don't care about utilization. I care about when I am going to have to pay the bill because I am doing large purchases and am waiting on vendor payments. 

[UncleB]

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@red259 wrote:

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@NRB525 wrote:
You do realize an AMEX charge card is not really going to affect any utilization measures, so there would be not much benefit to paying prior to the statement Payment Due Date.

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I don't care about utilization. I care about when I am going to have to pay the bill because I am doing large purchases and am waiting on vendor payments. 

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In that case you need to either chat or call Amex to find out definitively... there's no need to guess when they will be able to tell you for certain.

[kdm31091]

Agreed just call/chat and ask....no need to make it more difficult on yourself trying to guess.

[Loquat]

OP if you go to Statements and Activity within Amex you'll see a closing date somewhere near the mid section to bottom part of the screen.  That date is pretty solid...I've never had it change from what was there even on new accounts.  Check if you want just to be sure but I think that date is pretty reliable.