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Are there any store cards that will approve me with the scores I have below?? As of now the cards that I do have are 2 Cap One (1 mine & 1 AU) $500 CL each, AU Discover $1000 CL, AU Walmart $800 CL...... Not in a ny rush just tempted....
Starting Scores: EQ 447 (01/02/2017), TU 476 (01/02/2017), EX 456 (01/02/2017)I would go with gemb or wffnb or Macy's but if you want to get something for sure get fingerhut they report to the CB all 3 for me some say they only report to 2 of them though
Maybe check on the site Who Gave Me Credit and use the search by score. Maybe you can see by that where you have a chance at getting a card.
Target is one of the easier cards, but you have to apply in the store.
Macy's is also said to be easy.
I was approved for Macy's in December 2010 with scores in the mid 500s. It was an instant approval for $100 but was raised to $400 the same day by calling customer service. Was stuck there for what seemed to be a loooooong time with declines for anything above about $414. I've used the card every month and PIF every month since it was opened. Now, I was able to use it for purchases totaling $1900 with no decline last week (paid it in full yesterday as well). I really just wanted to see how far I could go since they say they don't have credit limits anymore so to speak. But they have something because I used to get declined for charges over my prior limit but don't anymore.
Starting Scores (6/30/2020): EQ 640 | EX 660 | TU 658
@Anonymous wrote:Target is one of the easier cards, but you have to apply in the store.
Macy's is also said to be easy.
+1 for Target. Plus the permanent 5% off everything doesn't hurt either.
I have had better luck X3 by applying in the store than online. JCP gave me a 300 limit in 2007, only 2 years post-BK and I don't know what my scores were but they weren't good.
Lowe's approved DH at the store, but Home Depot declined - we were in the store at Lowe's, Home Depot was online.
CareCredit gave me 1000K line of credit from the dentist's office -- but last week declined me when I requested online.
Maybe this is just my luck. But maybe the banks thing you are def. going to use the card if you are at the register and are more lenient??
@Booner72 wrote:
CareCredit gave me 1000K line of credit from the dentist's office -- but last week declined me when I requested online.
Is this typo or you really mean 1000K?
1000k??????????
@Anonymous wrote:
@Booner72 wrote:
CareCredit gave me 1000K line of credit from the dentist's office -- but last week declined me when I requested online.
Is this typo or you really mean 1000K?
I'm sure Booner meant 1g, its funny I over looked that and just took it as 1g it wasn't until you asked that, that I seen it lol