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Strange CL amounts

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eddie84
Valued Contributor

Re: Strange CL amounts


@EW800 wrote:

I guess that $20 difference is just too high of risk!  Smiley Happy


Smiley Very Happy  Sometimes I feel like sending Barclay a $250 check as collateral so they could just give me an even $10k. Smiley Tongue

Message 11 of 18
krial
Regular Contributor

Re: Strange CL amounts

Yep, $5502 on my Home Depot card here.

Goal: 800, Current Scores: EX 735, EQ 746, TU 745
Message 12 of 18
chwebb1
Established Contributor

Re: Strange CL amounts


@Anonymous wrote:
Anybody have a strange CL. I have a card with a $404 CL, its annoying. I like round numbers. Just got a CLI on it was $304, wish I could have requested $96. Oh well, an extra $4 dollar buying power, haha.

I have $2750 on my Discover, and $4300 on my AMEX BCE.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 13 of 18
EW800
Valued Contributor

Re: Strange CL amounts


@eddie84 wrote:

@EW800 wrote:

I guess that $20 difference is just too high of risk!  Smiley Happy


Smiley Very Happy  Sometimes I feel like sending Barclay a $250 check as collateral so they could just give me an even $10k. Smiley Tongue


I love it!   Smiley Tongue

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 14 of 18
Hockeyplayrr
Frequent Contributor

Re: Strange CL amounts

I just tried for a CLI on my BOA card that rarely sees any use at all.  Was bumped up to 4.9k.  Seriously couldn't give me the extra $100 to make it an even 5k.

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 15 of 18
gingerflower
Senior Contributor

Re: Strange CL amounts

I have a nfcu with a$ 14,400 lowes $ 6,100 discover $ 6,700
Message 16 of 18
Skye12329
Valued Contributor

Re: Strange CL amounts

Ive seen a limit for $201....like what? Was not my limit but someone elses limit, noticed it when they came in to pay their bill.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 12000 (6/23)
Sam's Club - 2500 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Message 17 of 18
Anonymous
Not applicable

Re: Strange CL amounts

I have a limit of 11700 on my Marriott card (I've had that card >5 years)

Just applied for a new SPG card, credit limit? Exactly the same

I wonder if they communicate somehow?

Applied for a new card today (United), Chase upped their game to 27k, very nice Smiley Happy
Message 18 of 18
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