Re: Strategy on Increasing limit on preferred card... - Page 3 - myFICO® Forums

NRB525 · ‎03-22-2019

Ok. What are the limits on each of your cards, amounts owed on each, and APR? How much are you trying to put on a BT?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎03-22-2019

Sorry I should have said just need long intro APR not necessarily BT. I will have zero consumer CC balance remaining as of May. But 7k left on AMX biz which does NOT report to consumer FICO (that's getting paid off next year w/ bonus)

Chase 4.5k
Citi DC 1.5k
Barclays 3k
Cap One Quick silver 3.8k
Cap One Biz 2k
Best Buy Citi 1k
Amazon 2k
BOA 2k

APRs are generally 20% if I recall correctly and not desirable

Strategy on Increasing limit on preferred cards and close others, minimize impact on utilization %

Re: Strategy on Increasing limit on preferred cards and close others, minimize impact on utilization

Re: Strategy on Increasing limit on preferred cards and close others, minimize impact on utilization

Strategy on Increasing limit on preferred cards and close others, minimize impact on utilization %

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Re: Strategy on Increasing limit on preferred cards and close others, minimize impact on utilization

Re: Strategy on Increasing limit on preferred cards and close others, minimize impact on utilization

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