cancel
Showing results for 
Search instead for 
Did you mean: 

Sync PayPal 2% CB CLI over $10k successes?

tag
toadsworth
Regular Contributor

Sync PayPal 2% CB CLI over $10k successes?

Seems like info regarding any success stories getting this card’s limit past $10k are few and far between, any solid firsthand info on how possible it is and how to do it? Is it true the only way is by calling credit solutions? Anyone willing to post of screenshot of their PayPal >$10k limit so I know it’s possible and I can keep trying? Thanks!
Kind of have everything I want now, creditwise. Undeliberately gardening until I have some spending to do and find a 100,000 Amex Platinum offer lol

Started my credit journey August 2016, after abstaining from credit for years after some poor financial choices in high school. Started with scores in the 580s. Current scores 11/6/18 - EQ: 754 TU: 757 EX: 743

From oldest to newest: DuPage CU Visa Platinum, SL 500 now 3750, Cap1 Platinum SL 300 PC'd to QS now 1600, Alliant Credit Union Share Secured Loan $500, Amex BCE SL 5000 now 600, Neiman Marcus SL 700 now 10000, Target RedCard SL 400 now 2900, Amex ED SL 10000 now 500 (combined with Cash Magnet), Chase AARP SL 800 now 3300, Chase Amazon Prime SL 1000 now 10000, Honda Lease, Discover it SL 1000 now 7000, Synchrony PayPal 2% CB SL 3000 now 10000, Barclays Uber Visa SL 800 now 2100, Citi ThankYou Preferred SL 3300 now 5300, Chase Ritz-Carlton SL 10000 now 1500 (moved to other cards to get annual fee refund), Comenity Total Rewards Visa SL 2000 now 3250, US Bank Cash+ SL 500 recon'd to 10000, US Bank Reserve LOC 1000, Union Bank Rewards Visa SL 5000 now 5000, Amex Cash Magnet SL 9900 now 20000, Cap1 Venture SL 10000 now 10000, Discover it 3000 SL now 4000, Amex SPG Luxury 3100 SL now 3100, Amex Amazon Business Prime 10000 SL now 10000, Amex Gold NPSL, US Bank Premier LOC 5000, US Bank Visa Platinum 5400 SL currently reconning

Combined revolving CL $135,300

Goal: Spring 2019 800+ club, $50,000 combined Amex limit
Message 1 of 14
13 REPLIES 13
AverageJoesCredit
Legendary Contributor

Re: Sync PayPal 2% CB CLI over $10k successes?

I have $300 so I'm not even sure $500 existsSmiley Wink
Message 2 of 14
imaximous
Valued Contributor

Re: Sync PayPal 2% CB CLI over $10k successes?

My SL was $10k in Dec 17. Got denied A LOT of times for CLIs. Called CS one day, requested $25k and got approved. I was going to ask for $30k but chickened out because of the gazillion previous denials. 

Other DPs with SYNCB: Lowes at $30k. Amazon at $10k and PP Credit at $5k.

 

PP 2%.png

Message 3 of 14
Dave4fun
Regular Contributor

Re: Sync PayPal 2% CB CLI over $10k successes?

Congratulations! Well Done! I assume when you call in to CS it is a HP? Still worth it, either way! Smiley Happy

FICO 8 EQ: 841, TU: 842, EX: 842 Total Rev CL: $547,000 - CHASE/CITIBANK/DISCOVER/ USBANK/AMEX/COMENITY AMEX /BMO/NORDSTROM/MACYS/FNBO/ JCPENNY/TARGET/CHEVRON/1ST UNITED CU/PATELCO CU/SYNCHRONY/ VENMO VISA Sig/ DILLARDS AMEX/ PENFED PLAT REWARDS/PENFED PLOC/WELLS FARGO. AAoA 13 years
Message 4 of 14
imaximous
Valued Contributor

Re: Sync PayPal 2% CB CLI over $10k successes?


@Dave4fun wrote:

Congratulations! Well Done! I assume when you call in to CS it is a HP? Still worth it, either way! Smiley Happy


Thanks. No, it's still a SP when you call CS. Just like when you apply by hitting the luv button, but neither the button nor online chat was getting it done, so I decided to call and finally got the increase. 

Message 5 of 14
toadsworth
Regular Contributor

Re: Sync PayPal 2% CB CLI over $10k successes?

The denial letters they send me lately say ‘too many recent credit line increases on this account’ as the sole reason, so I’m thinking it’s just a matter of time until I succeed. It was the same reason they gave me when I was trying to move from $8k to $10k and finally one day they relented lol
Kind of have everything I want now, creditwise. Undeliberately gardening until I have some spending to do and find a 100,000 Amex Platinum offer lol

Started my credit journey August 2016, after abstaining from credit for years after some poor financial choices in high school. Started with scores in the 580s. Current scores 11/6/18 - EQ: 754 TU: 757 EX: 743

From oldest to newest: DuPage CU Visa Platinum, SL 500 now 3750, Cap1 Platinum SL 300 PC'd to QS now 1600, Alliant Credit Union Share Secured Loan $500, Amex BCE SL 5000 now 600, Neiman Marcus SL 700 now 10000, Target RedCard SL 400 now 2900, Amex ED SL 10000 now 500 (combined with Cash Magnet), Chase AARP SL 800 now 3300, Chase Amazon Prime SL 1000 now 10000, Honda Lease, Discover it SL 1000 now 7000, Synchrony PayPal 2% CB SL 3000 now 10000, Barclays Uber Visa SL 800 now 2100, Citi ThankYou Preferred SL 3300 now 5300, Chase Ritz-Carlton SL 10000 now 1500 (moved to other cards to get annual fee refund), Comenity Total Rewards Visa SL 2000 now 3250, US Bank Cash+ SL 500 recon'd to 10000, US Bank Reserve LOC 1000, Union Bank Rewards Visa SL 5000 now 5000, Amex Cash Magnet SL 9900 now 20000, Cap1 Venture SL 10000 now 10000, Discover it 3000 SL now 4000, Amex SPG Luxury 3100 SL now 3100, Amex Amazon Business Prime 10000 SL now 10000, Amex Gold NPSL, US Bank Premier LOC 5000, US Bank Visa Platinum 5400 SL currently reconning

Combined revolving CL $135,300

Goal: Spring 2019 800+ club, $50,000 combined Amex limit
Message 6 of 14
JR_TX
Valued Contributor

Re: Sync PayPal 2% CB CLI over $10k successes?

If you get your TU8 to 740+ (just NOT a very thin file) then sky’s the limit with Sync by calling the CS overseas number. But be prepared to back up your stated income to them with a matching IRS 4506-T just in case they send you a love letter enclosed in a blue envelope thru their besty LN!
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 7 of 14
Sbrooks1
Valued Contributor

Re: Sync PayPal 2% CB CLI over $10k successes?

I have only tried one SP CLI , went from 6-9. That’s fine for me, only needed it for uti buffer overall
Message 8 of 14
Anonymous
Not applicable

Re: Sync PayPal 2% CB CLI over $10k successes?

 

ficoforums.jpg 

 

I started with $2000 SL, then within a year a chat SP CLI to $8300 and a few months later a call SP CLI to $25000. They denied CLI a few times in between *giving myself a pad at the back for not giving up*. I didn't use the card much (around $1000 average a month due to the occasional large purchases), but my credit score improved steadily over the period. I read somewhere that for Synchrony it all comes down to the credit score.

 

P/S: This CL comes after my Chase $18,000 from combining two cards, and together these two probably helped me get $20,000 from Citi DC. Of course, this is based on the speculation that CL decisions depend on what other CLs you have.

Message 9 of 14
toadsworth
Regular Contributor

Re: Sync PayPal 2% CB CLI over $10k successes?

What were your scores when you got the CLI over $10,000? Mine are 740-750, I just got a CLI denial letter for the first time from them, instead of saying ‘too many recent credit limit increases on this account’ it says too many inquiries, new accounts, age of accounts, loan balances. Ugh.
Kind of have everything I want now, creditwise. Undeliberately gardening until I have some spending to do and find a 100,000 Amex Platinum offer lol

Started my credit journey August 2016, after abstaining from credit for years after some poor financial choices in high school. Started with scores in the 580s. Current scores 11/6/18 - EQ: 754 TU: 757 EX: 743

From oldest to newest: DuPage CU Visa Platinum, SL 500 now 3750, Cap1 Platinum SL 300 PC'd to QS now 1600, Alliant Credit Union Share Secured Loan $500, Amex BCE SL 5000 now 600, Neiman Marcus SL 700 now 10000, Target RedCard SL 400 now 2900, Amex ED SL 10000 now 500 (combined with Cash Magnet), Chase AARP SL 800 now 3300, Chase Amazon Prime SL 1000 now 10000, Honda Lease, Discover it SL 1000 now 7000, Synchrony PayPal 2% CB SL 3000 now 10000, Barclays Uber Visa SL 800 now 2100, Citi ThankYou Preferred SL 3300 now 5300, Chase Ritz-Carlton SL 10000 now 1500 (moved to other cards to get annual fee refund), Comenity Total Rewards Visa SL 2000 now 3250, US Bank Cash+ SL 500 recon'd to 10000, US Bank Reserve LOC 1000, Union Bank Rewards Visa SL 5000 now 5000, Amex Cash Magnet SL 9900 now 20000, Cap1 Venture SL 10000 now 10000, Discover it 3000 SL now 4000, Amex SPG Luxury 3100 SL now 3100, Amex Amazon Business Prime 10000 SL now 10000, Amex Gold NPSL, US Bank Premier LOC 5000, US Bank Visa Platinum 5400 SL currently reconning

Combined revolving CL $135,300

Goal: Spring 2019 800+ club, $50,000 combined Amex limit
Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.