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My SL was $10k in Dec 17. Got denied A LOT of times for CLIs. Called CS one day, requested $25k and got approved. I was going to ask for $30k but chickened out because of the gazillion previous denials.
Other DPs with SYNCB: Lowes at $30k. Amazon at $10k and PP Credit at $5k.
Congratulations! Well Done! I assume when you call in to CS it is a HP? Still worth it, either way!
@Dave4fun wrote:Congratulations! Well Done! I assume when you call in to CS it is a HP? Still worth it, either way!
Thanks. No, it's still a SP when you call CS. Just like when you apply by hitting the luv button, but neither the button nor online chat was getting it done, so I decided to call and finally got the increase.
I started with $2000 SL, then within a year a chat SP CLI to $8300 and a few months later a call SP CLI to $25000. They denied CLI a few times in between *giving myself a pad at the back for not giving up*. I didn't use the card much (around $1000 average a month due to the occasional large purchases), but my credit score improved steadily over the period. I read somewhere that for Synchrony it all comes down to the credit score.
P/S: This CL comes after my Chase $18,000 from combining two cards, and together these two probably helped me get $20,000 from Citi DC. Of course, this is based on the speculation that CL decisions depend on what other CLs you have.