Synchrony 2% Unlimited Cashback MC Invitation

[Adkins]

I received this in my informed delivery today:

But will the limits grow??

Which also lead to here, via link in my informed delivery email: https://www.synchronybank.com/creditcard/

This will be interesting if they are offering the card outside of a product change.  Has anyone else gotten this? 

Edited to add: $150 statement credit for $1500 spend in 3 months plus 0% apr on purchases for the first 12 months. 

[Anonymous]

Oh I hope they send me that offer. That one actually can be managed with their app!

They can send it to me next year so I stay in the garden.

[CreditCuriosity]

How is this really different than the PayPal 2% MC?  Just dont have to have paypal acct?

[AverageJoesCredit]

Took me a moment to realize this wasnt ppmc. Wasnt this card meant for people who may have had mc versions of stores closed like Toys R Us, etc?

[Anonymous]

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@CreditCuriosity wrote:

How is this really different than the PayPal 2% MC?  Just dont have to have paypal acct?

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No PayPal, lower APR tiers (13.99% is the lowest), no redemption (automatically redeems each month for statement credit), full alerts and an app. 

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriosity wrote:

How is this really different than the PayPal 2% MC?  Just dont have to have paypal acct?

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No PayPal, lower APR tiers (13.99% is the lowest), no redemption (automatically redeems each month for statement credit), full alerts and an app. 

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Just curious where you got the 13.99 apr from this?  Don't doubt you, just not clear...

edit: nvm... clicked on link

[Brian_Earl_Spilner]

Statement credit? Fuggetaboutit

Actual cashback with paypal

[Anonymous]

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@CreditCuriosity wrote:

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@Anonymous wrote:

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@CreditCuriosity wrote:

How is this really different than the PayPal 2% MC?  Just dont have to have paypal acct?

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No PayPal, lower APR tiers (13.99% is the lowest), no redemption (automatically redeems each month for statement credit), full alerts and an app. 

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Just curious where you got the 13.99 apr from this?  Don't doubt you, just not clear...

edit: nvm... clicked on link

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Yeah even their highest 26.99% APR is lower than the PayPal's 28.99% and the lowest PayPal is 21.99%. 

[staticvoidmain]

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@CreditCuriosity wrote:

How is this really different than the PayPal 2% MC?  Just dont have to have paypal acct?

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Well, for one, it would probably have access to the Synchrony mobile app (vs no mobile app on PPMC).

Also, there seems to be no language about FTF. If it charges FTF, then that's another important difference.

[Anonymous]

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@Brian_Earl_Spilner wrote:

Statement credit? Fuggetaboutit

Actual cashback with paypal

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I would gladly give that up to never have to deal with that awful website again. The Synchrony app is actually very nice.