Synchrony Premier™ World Mastercard

[hockeyman120]

So couldn't really find anything on the forums regarding this card to much. I received a invitation to apply with a sold APR of 13.99. Looks like it is a invitation only card and can't apply directy. Just looking for any data points and if anyone has any experince with this card. It is a 2% CB card with no annual fee.

[FinStar]

Yup, this one comes up for air from time to time.  For your reference, below is an older thread on this particular CC:

https://ficoforums.myfico.com/t5/Credit-Cards/Synchrony-2-Unlimited-Cashback-MC-Invitation/td-p/5752...

[Ficoproblems247]

I received this mailer too. I'd probably bite if I didn't already have two other 2% catch-all cards. Looks like Apple and PCR already have you covered in that area. The Sync card probably would have easy growth up to the 10k mark at least. 

[hockeyman120]

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@Ficoproblems247 wrote:

I received this mailer too. I'd probably bite if I didn't already have two other 2% catch-all cards. Looks like Apple and PCR already have you covered in that area. The Sync card probably would have easy growth up to the 10k mark at least. 

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Still debating on applying the Apple Card is good for places that take Apple Pay. I don't have the 2% on the the PenFed since I primarily bank with Navy. This could be a contender to epilate both my Cap1 cards since I think even the Walmart is still only a 2% back at store.

[hockeyman120]

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@Ficoproblems247 wrote:

I received this mailer too. I'd probably bite if I didn't already have two other 2% catch-all cards. Looks like Apple and PCR already have you covered in that area. The Sync card probably would have easy growth up to the 10k mark at least. 

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Still debating on applying the Apple Card is good for places that take Apple Pay. I don't have the 2% on the the PenFed since I primarily bank with Navy. This could be a contender to eliminate  both my Cap1 cards since I think even the Walmart is still only a 2% back at store.

[Ficoproblems247]

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@hockeyman120 wrote:

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@Ficoproblems247 wrote:

I received this mailer too. I'd probably bite if I didn't already have two other 2% catch-all cards. Looks like Apple and PCR already have you covered in that area. The Sync card probably would have easy growth up to the 10k mark at least. 

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Still debating on applying the Apple Card is good for places that take Apple Pay. I don't have the 2% on the the PenFed since I primarily bank with Navy. This could be a contender to epilate both my Cap1 cards since I think even the Walmart is still only a 2% back at store.

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Ah, gotcha. This may make sense for you to go for it in that case since the PCR isn't giving you the 2% and you need something to fall back on when Apple Pay isn't available. It honestly looks like a decent card after reading through the thread that Finstar posted. Looks like they offered you the lowest APR too so that's an encouraging sign! I'd strongly consider it myself but I just opened my AMEX BBC last month and and have my DC to fall back on when someone doesn't take AMEX. It would be pointless for me to start collecting a bunch of 2% cards. Keep us in the loop if you go for it since there don't seem to be an overly abundant amount of DPs on it. 

[FieryDance]

I received an invitation as well, 13.99% APR, $100 SUB, accept by 8/20/2021. 

Not sure how their marketing algorithm selects targets; I have never had any Synchrony product as far as I know.  

[Duriel]

I got one today but it was for the worst of the 3 cards. It said use it everywhere and even listed categories but it has no Cashback on anything 😂. 

[JonStur]

Also received an invitation yesterday with the same apr. I just don't think it adds anything to my lineup so the paper  shredder got an extra meal....

[rgd51]

I don't understand why synchrony has 2 2% cards, paypal and this one. Any idea why? Seems inefficient in my opinion.