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Target Mastercard Upgrade

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jj10939
Regular Contributor

Target Mastercard Upgrade

When my statement cut in January, I noticed my CL was increased from $3,000 to $6,000. Today, I received a letter from Target Card Services confirming my card will be upgraded to the MC in two months! 

I opened the card in 2019 with a $1,000 SCL. Received periodic increases which stopped in 2020. I've been updating income every month. Use the card very sparingly (~$50-80 every couple months). Always PIF, never paid a penny in interest. 

TU FICO is 750. Hope this helps those waiting for their upgrade! Feels good to have a store card upgrade. 

Message 1 of 9
8 REPLIES 8
JoeRockhead
Community Leader
Super Contributor

Re: Target Mastercard Upgrade

Nicely done, congratulations!

Message 2 of 9
SouthJamaica
Mega Contributor

Re: Target Mastercard Upgrade


@jj10939 wrote:

When my statement cut in January, I noticed my CL was increased from $3,000 to $6,000. Today, I received a letter from Target Card Services confirming my card will be upgraded to the MC in two months! 

I opened the card in 2019 with a $1,000 SCL. Received periodic increases which stopped in 2020. I've been updating income every month. Use the card very sparingly (~$50-80 every couple months). Always PIF, never paid a penny in interest. 

TU FICO is 750. Hope this helps those waiting for their upgrade! Feels good to have a store card upgrade. 


Congratulations on the upgrade, and thanks for the data points.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 9
Rdbeetle
Valued Contributor

Re: Target Mastercard Upgrade

Congrats on the CLI and upgrade!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802
Message 4 of 9
SpaceCityCCuser
Frequent Contributor

Re: Target Mastercard Upgrade

Congrats on your upgrade to MC. That happened to my card back last April? I forget.  It was a great suprise.


Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)











Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:

Cards on the Radar:
2 plus years away cards:
Message 5 of 9
NoMoreE46
Community Leader
Senior Contributor

Re: Target Mastercard Upgrade

Congrats on the MC upgrade @jj10939.   It usually holds true when you break $4000. 

 

Message 6 of 9
OmarGB9
Community Leader
Super Contributor

Re: Target Mastercard Upgrade

Congrats on the upgrade! And many thanks for the DPs. Very valuable for sure.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 7 of 9
Adkins
Legendary Contributor

Re: Target Mastercard Upgrade

Congratulations!!


Last HP 08-07-2023



Message 8 of 9
thomasc123
New Visitor

Re: Target Mastercard Upgrade

congrats

Message 9 of 9
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