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Target Red Card

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FinStar
Moderator Emeritus

Re: Target Red Card


@manyquestions wrote:

Mine started at $200 and after a couple years I got bumped to 1K.  Now I just got knocked back down to $200.  I looked and I haven't used it in the last year so I guess that is understandable.  At least they didn't close it unexpectedly.


Ouchies!  Goodness.  After all that progress.  Well, maybe if you start using it again it will go back up?  Unless, you don't shop there as much or use a different payment method.

Message 31 of 35
Nocturnal
Contributor

Re: Target Red Card

I was recently surprised but I did get a auto cli from 200 to 400. Only thing I do is use it frequently and pif.
TU FICO 2/14: 701
Message 32 of 35
jllunas
Contributor

Re: Target Red Card

I just applied for the target redcard and was approved 1000 limit. I was surprised!
Transunion 698
Equifax 713
Experian 700
Goal Score 750
HWLBA
Message 33 of 35
awp317
Frequent Contributor

Re: Target Red Card

Target was my very first credit card. Started at 500. They auto CLI all the way to where it is today. I never asked for anything. However 2011 was my last CLI. I dont know if Im maxed out for their taste or what. IM sure I would be instantly denied for anything higher now that the VISA is no longer avalible.  I loved it until the 10% coupons stopped coming in (if I spent 1000 a month I got 10% off at target on top of the 5% off every day). Now its just a trade line that keeps my average age higher and gives me 12k more CL. WE do use it on the rare occasion we shop at target to get the 5% off. However, I would never have gotten one with out the ability to use it at places other than target.  With all these posts about limits being cut and such, it has me a little worried about it. 

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 34 of 35
alvon123
Super Contributor

Re: Target Red Card


@jllunas wrote:
I just applied for the target redcard and was approved 1000 limit. I was surprised!

congrats


Message 35 of 35
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