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Target RedCard Income Verification

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Mike1014805
New Contributor

Target RedCard Income Verification

So I just logged into my Target RedCard account and it immediately asked me to verify if my income was accurate. I said it was, and then the screen just loaded for a good 30 seconds before taking me to my account. Anyone know why it randomly asked me to verify my income? My Credit Limit didn't change or anything...has this happened to anyone else? 

Message 1 of 10
9 REPLIES 9
Jeffster1
Valued Contributor

Re: Target RedCard Income Verification

Just throwing this out there...

 

Maybe they are considering you for a MC upgrade.

FICO 8 (3/1/24) EX 805 EQ 824 TU 844
FICO 9 (2/17/24) EX 821 EQ 778TU 850
I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 4K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I
Message 2 of 10
Mike1014805
New Contributor

Re: Target RedCard Income Verification


@Jeffster1 wrote:

Just throwing this out there...

 

Maybe they are considering you for a MC upgrade.


One can dream...

Message 3 of 10
Jeffster1
Valued Contributor

Re: Target RedCard Income Verification


@Mike1014805 wrote:

@Jeffster1 wrote:

Just throwing this out there...

 

Maybe they are considering you for a MC upgrade.


One can dream...


True. I had a Target Visa long ago. Now I'm just down to a Target Debit card.

FICO 8 (3/1/24) EX 805 EQ 824 TU 844
FICO 9 (2/17/24) EX 821 EQ 778TU 850
I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 4K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I
Message 4 of 10
Adkins
Legendary Contributor

Re: Target RedCard Income Verification


@Jeffster1 wrote:

@Mike1014805 wrote:

@Jeffster1 wrote:

Just throwing this out there...

 

Maybe they are considering you for a MC upgrade.


One can dream...


True. I had a Target Visa long ago. Now I'm just down to a Target Debit card.


If I remember correctly, they are required to ask once a year. I enter my income information every time but I had the pop-up this month to enter my income again. 


Last HP 08-07-2023



Message 5 of 10
805orbust
Valued Contributor

Re: Target RedCard Income Verification

@Mike1014805 this happens more than I can count. Amex, Sync, Comenity,  Chase, they all ask it of me at random times. It's crazy.  No rhyme or reason that I've seen.



Message 6 of 10
bigseegar
Established Contributor

Re: Target RedCard Income Verification


@805orbust wrote:

@Mike1014805 this happens more than I can count. Amex, Sync, Comenity,  Chase, they all ask it of me at random times. It's crazy.  No rhyme or reason that I've seen.


Same here I must have answered that request a few dozen times and after 3 years and scores in the 700's and zero Baddies I'm still at their measley $300 CL.

Message 7 of 10
mfinsmi1
Established Contributor

Re: Target RedCard Income Verification

i got that screen before i too thought it was for a cli maybe but i still havent gotten one single cli on my account - really hate it 

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
Message 8 of 10
OmarGB9
Community Leader
Super Contributor

Re: Target RedCard Income Verification

It's just because they're required to legally ask for updated income every year. Nothing more, sorry. Why it sometimes asks repeatedly, I don't know.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 9 of 10
Iusedtolurk
Established Contributor

Re: Target RedCard Income Verification


@Mike1014805 wrote:

So I just logged into my Target RedCard account and it immediately asked me to verify if my income was accurate. I said it was, and then the screen just loaded for a good 30 seconds before taking me to my account. Anyone know why it randomly asked me to verify my income? My Credit Limit didn't change or anything...has this happened to anyone else? 


Yeah I get those popups all the time with different credit accounts. Some also state to be considered for a CLI you should update your income.

Message 10 of 10
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