Target RedCard Income Verification

Mike1014805 · ‎10-19-2022

So I just logged into my Target RedCard account and it immediately asked me to verify if my income was accurate. I said it was, and then the screen just loaded for a good 30 seconds before taking me to my account. Anyone know why it randomly asked me to verify my income? My Credit Limit didn't change or anything...has this happened to anyone else?

Jeffster1 · ‎10-19-2022

Just throwing this out there...

Maybe they are considering you for a MC upgrade.

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Mike1014805 · ‎10-19-2022

@Jeffster1 wrote:
Just throwing this out there...

Maybe they are considering you for a MC upgrade.

One can dream...

Jeffster1 · ‎10-19-2022

@Mike1014805 wrote:
@Jeffster1 wrote:
Just throwing this out there...

Maybe they are considering you for a MC upgrade.
One can dream...

True. I had a Target Visa long ago. Now I'm just down to a Target Debit card.

FICO 8 EX 829 EQ 824 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 20K I American Express Cash Magnet 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I America First CU Cash Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 20K I Bread Financial American Express 10.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 8.3K I JCPenney Mastercard 6K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 9K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I

Adkins · ‎10-19-2022

@Jeffster1 wrote:
@Mike1014805 wrote:
@Jeffster1 wrote:
Just throwing this out there...

Maybe they are considering you for a MC upgrade.
One can dream...
True. I had a Target Visa long ago. Now I'm just down to a Target Debit card.

If I remember correctly, they are required to ask once a year. I enter my income information every time but I had the pop-up this month to enter my income again.

Last HP 08-07-2023

805orbust · ‎10-19-2022

@Mike1014805 this happens more than I can count. Amex, Sync, Comenity, Chase, they all ask it of me at random times. It's crazy. No rhyme or reason that I've seen.

bigseegar · ‎10-20-2022

@805orbust wrote:
@Mike1014805 this happens more than I can count. Amex, Sync, Comenity, Chase, they all ask it of me at random times. It's crazy. No rhyme or reason that I've seen.

Same here I must have answered that request a few dozen times and after 3 years and scores in the 700's and zero Baddies I'm still at their measley $300 CL.

mfinsmi1 · ‎10-20-2022

i got that screen before i too thought it was for a cli maybe but i still havent gotten one single cli on my account - really hate it

Personal Cards (Over $100k):

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Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2

OmarGB9 · ‎10-20-2022

It's just because they're required to legally ask for updated income every year. Nothing more, sorry. Why it sometimes asks repeatedly, I don't know.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

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Current FICO 8 scores:

Iusedtolurk · ‎10-25-2022

@Mike1014805 wrote:
So I just logged into my Target RedCard account and it immediately asked me to verify if my income was accurate. I said it was, and then the screen just loaded for a good 30 seconds before taking me to my account. Anyone know why it randomly asked me to verify my income? My Credit Limit didn't change or anything...has this happened to anyone else?

Yeah I get those popups all the time with different credit accounts. Some also state to be considered for a CLI you should update your income.