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Target RedCard Income Verification

Mike1014805
Valued Member

Target RedCard Income Verification

So I just logged into my Target RedCard account and it immediately asked me to verify if my income was accurate. I said it was, and then the screen just loaded for a good 30 seconds before taking me to my account. Anyone know why it randomly asked me to verify my income? My Credit Limit didn't change or anything...has this happened to anyone else? 

Message 1 of 10
9 REPLIES 9
Jeffster1
Established Contributor

Re: Target RedCard Income Verification

Just throwing this out there...

 

Maybe they are considering you for a MC upgrade.

FICO 8 (1/17/23) EX 720 EQ 717 TU 730
FICO 9 (1/17/23) EX 730 EQ 764 TU 750
CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 2/23
American Express Gold | American Express Blue Cash Everyday 6K | American Express Blue Cash Preferred 5K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors 1K | Bank of America Customized Cash Rewards Visa 15K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One Quicksilver MC 3K | Capital One Walmart MC 2K | NFCU Amex 10.5K | Bread Financial American Express 7K | Upgrade Cash Rewards Visa 4K l AAA Daily Advantage Visa Signature 5K I Wells Fargo BILT World Elite MC 30K I UCLA Wescom CU Rewards Visa 7K
Message 2 of 10
Mike1014805
Valued Member

Re: Target RedCard Income Verification


@Jeffster1 wrote:

Just throwing this out there...

 

Maybe they are considering you for a MC upgrade.


One can dream...

Message 3 of 10
Jeffster1
Established Contributor

Re: Target RedCard Income Verification


@Mike1014805 wrote:

@Jeffster1 wrote:

Just throwing this out there...

 

Maybe they are considering you for a MC upgrade.


One can dream...


True. I had a Target Visa long ago. Now I'm just down to a Target Debit card.

FICO 8 (1/17/23) EX 720 EQ 717 TU 730
FICO 9 (1/17/23) EX 730 EQ 764 TU 750
CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 2/23
American Express Gold | American Express Blue Cash Everyday 6K | American Express Blue Cash Preferred 5K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors 1K | Bank of America Customized Cash Rewards Visa 15K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One Quicksilver MC 3K | Capital One Walmart MC 2K | NFCU Amex 10.5K | Bread Financial American Express 7K | Upgrade Cash Rewards Visa 4K l AAA Daily Advantage Visa Signature 5K I Wells Fargo BILT World Elite MC 30K I UCLA Wescom CU Rewards Visa 7K
Message 4 of 10
Adkins
Legendary Contributor

Re: Target RedCard Income Verification


@Jeffster1 wrote:

@Mike1014805 wrote:

@Jeffster1 wrote:

Just throwing this out there...

 

Maybe they are considering you for a MC upgrade.


One can dream...


True. I had a Target Visa long ago. Now I'm just down to a Target Debit card.


If I remember correctly, they are required to ask once a year. I enter my income information every time but I had the pop-up this month to enter my income again. 

Last HP 11-01-2022



Message 5 of 10
805orbust
Valued Contributor

Re: Target RedCard Income Verification

@Mike1014805 this happens more than I can count. Amex, Sync, Comenity,  Chase, they all ask it of me at random times. It's crazy.  No rhyme or reason that I've seen.



Message 6 of 10
bigseegar
Established Contributor

Re: Target RedCard Income Verification


@805orbust wrote:

@Mike1014805 this happens more than I can count. Amex, Sync, Comenity,  Chase, they all ask it of me at random times. It's crazy.  No rhyme or reason that I've seen.


Same here I must have answered that request a few dozen times and after 3 years and scores in the 700's and zero Baddies I'm still at their measley $300 CL.

Message 7 of 10
mfinsmi1
Established Contributor

Re: Target RedCard Income Verification

i got that screen before i too thought it was for a cli maybe but i still havent gotten one single cli on my account - really hate it 

Active Cards (Business & Personal):

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 2/6; 12/12; 16/24 --- AAoA 3 YRS, 7 MO --- INQ: EX-5/TU-6/EQ-1
Current Goal: 740
Past Goal: 700 (10/2022)
Take the myFICO Fitness Challenge
Message 8 of 10
OmarGB9
Community Leader
Super Contributor

Re: Target RedCard Income Verification

It's just because they're required to legally ask for updated income every year. Nothing more, sorry. Why it sometimes asks repeatedly, I don't know.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 9 of 10
Iusedtolurk
Established Contributor

Re: Target RedCard Income Verification


@Mike1014805 wrote:

So I just logged into my Target RedCard account and it immediately asked me to verify if my income was accurate. I said it was, and then the screen just loaded for a good 30 seconds before taking me to my account. Anyone know why it randomly asked me to verify my income? My Credit Limit didn't change or anything...has this happened to anyone else? 


Yeah I get those popups all the time with different credit accounts. Some also state to be considered for a CLI you should update your income.

Message 10 of 10
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