Please only respond if you can answer the questions. Not to be rude, but I'm interested in actual data, not anecdotal info. I personally can't see any reason for accepting a Target upgrade to MC. I would never use the card outside of Target and I don't travel internationally so lack of FTF isn't a benefit to me. I am now curious though, if higher limits are more likely with the MC over the store card. Someone on the other forum said their MC has a $10k limit. That might entice me to upgrade! 
1) What is your current Red Card (store only) limit?
2) If you were converted to MC, what is your current limit?
3) When you received the upgrade, was the MC reported as a new account to the credit bureaus?
4) Since being upgraded, have you received additional CLIs?
1. N/A
2. $3300
3. My card was first converted to Visa. Not reported as a new account but lender name has changed several times.
4. Initial CLD from $1300 to $800 when converted. 14 years later, began receiving CLIs at 6 month intervals. $500, $1000 and $1000.
2. $3300
3. My card was first converted to Visa. Not reported as a new account but lender name has changed several times.
4. Initial CLD from $1300 to $800 when converted. 14 years later, began receiving CLIs at 6 month intervals. $500, $1000 and $1000.
1) What is your current Red Card (store only) limit?
2) If you were converted to MC, what is your current limit?
3) When you received the upgrade, was the MC reported as a new account to the credit bureaus?
4) Since being upgraded, have you received additional CLIs?
I can't answer most...but:
1. As of last week my CL was $1900, as of tonight when I checked it is now $4000
2. I cannot say I was converted but I assume so, waiting for a letter
3. N/A for now, will update
4. N/A as I have no need to ask for more
I got curious and logged in...sure enough it's an increased CL, I'll wait and see on the rest. For anyone who cares I carried a balance of $140 for about 2 weeks ( though I don't know if that matters)
