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Target and Mastercard Upgrades

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Anonymous
Not applicable

Target and Mastercard Upgrades

Hey, guys.

 

Anyone hear from Target this year re upgrades to Target Mastercard?

 

I know I haven't.

 

Love ran out, I guess?  Smiley Surprised

Message 1 of 28
27 REPLIES 27
FinStar
Moderator Emeritus

Re: Target and Mastercard Upgrades

AFAIK, there haven't been any reported. Otherwise, there'd be more recent threads about any upgrades.
Message 2 of 28
Meanmchine
Super Contributor

Re: Target and Mastercard Upgrades

Ive been waiting 13 years for my Target upgrade offer to arrive. Maybe tomorrow it will arrive

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 3 of 28
AndySoCal
Senior Contributor

Re: Target and Mastercard Upgrades

If you have a Target credit card and not the debit card you can contact TD Bank and ask why your card has not been upgraded

 

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 07/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
Message 4 of 28
gabeerwin
Contributor

Re: Target and Mastercard Upgrades

I just got a letter in the mail today stating my account was upgraded to the MC starting 10/8 (i think).

I posted earlier that I’d gotten a big limit increase from $1,100 to $5,000... I guess that explains it.

Data points: got the card ~ a year ago starting at $300. Increased to $700 at 3 month. $1,100 at 6 months. Hadn’t put a dime through it for 4-6 months until a couple weeks ago and spent $45. Next week the limit increased and card upgraded.

Credit scores around 700 across all three. BK13 reporting from 2013. No other baddies reporting.
Message 5 of 28
Anonymous
Not applicable

Re: Target and Mastercard Upgrades

Mine just received a big increase...3k to 12k!

Hoping I'll be getting the upgrade letter in the mail soon. This month makes the 4yr mark for my acct.
Message 6 of 28
Cred4All
Valued Contributor

Re: Target and Mastercard Upgrades


@Anonymous wrote:
Mine just received a big increase...3k to 12k!

Hoping I'll be getting the upgrade letter in the mail soon. This month makes the 4yr mark for my acct.

Nice CLI congrats!


Message 7 of 28
joltdude
Senior Contributor

Re: Target and Mastercard Upgrades

Wasnt target cards notoriously stingly on the CL/CLIs?

 

Message 8 of 28
K-in-Boston
Epic Contributor

Re: Target and Mastercard Upgrades


@joltdude wrote:

Wasnt target cards notoriously stingly on the CL/CLIs?


Yes, but that has been changing since TD Bank took over the accounts.  I'm tired of typing out my whole Target story but the only thing I got in the first 14 years of having the card was a 33% CLD.

Message 9 of 28
dwayne4607
Valued Member

Re: Target and Mastercard Upgrades

I've had mine since 2012 with a starting limit of $2000 and no CLIs until today, when I saw on Credit Karma my limit jumped to $9000. I'm hoping a MC upgrade letter is on the way too!
Message 10 of 28
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